Malicious Propaganda against Singapore
-
Originally posted by zenden9:
Uraniumfish, look at what this xtreyier wrote in highlight. Do u think is the truth? Do u really think we have free election? After using HDB upgrade to threaten voters claiming upgrade subsidise is using thru party fund and not from government money( meaning opposition held area are not paying tax and not entitle to HDB upgrade), using GRC constitution to serve its own party advantage?Ok. You claim it so. Prove it! Prove that our funds had not been used! C'mon!
Did MP Chiam or MP Low complained? They were freely elected. And do know that NOT EVERYONE in their areas voted for them.
Let see who are the brainless one and your followers. Or is it all hot air now?
-
Originally posted by xtreyier:
Ok. You claim it so. Prove it! Prove that our funds had not been used! C'mon!
Did MP Chiam or MP Low complained? They were freely elected. And do know that NOT EVERYONE in their areas voted for them.
Let see who are the brainless one and your followers. Or is it all hot air now?
U never read news is it? Even PAP admit itself only to eat back its words and finally give the long awaited upgrade to hougang.Don't tell me GRC constitution I also need prove it? U got a brain anot?
-
C'mon Zendan. I am waiting. You were quick to make such accusations. What is the truth or your delusions? C'mon.
You need time? Wanna buy time? Dont worry, I am not like your despicable kind. How much time you need. I can wait, so long as you are really digging for such info and not just spewing hot air here, if it exists. Surely the MPs would gladly give you info.
C'mon.
-
Originally posted by zenden9:
U never read news is it? Even PAP admit itself only to eat back its words and finally give the long awaited upgrade to hougang.Don't tell me GRC constitution I also need prove it? U got a brain anot?
Don't ask him whether he got brains anot.He is a robert created by PAP and he is programmed to come to forum to praise PAP
-
Originally posted by xtreyier:
C'mon Zendan. I am waiting. You were quick to make such accusations. What is the truth or your delusions? C'mon.
You need time? Wanna buy time? Dont worry, I am not like your despicable kind. How much time you need. I can wait, so long as you are really digging for such info and not just spewing hot air here, if it exists. Surely the MPs would gladly give you info.
C'mon.
-
Originally posted by Pentaxdude90:
1209 rubbish and still counting.
-
Originally posted by zenden9:
U never read news is it? Even PAP admit itself only to eat back its words and finally give the long awaited upgrade to hougang.Don't tell me GRC constitution I also need prove it? U got a brain anot?
Hot air. Expected of your kind. That's all you and your kind are only good at. Wild accusations that are far from what is actually happening, all the way,
You can bluff yourself, but please, my fellow citizens are not stupid, let alone in dealing with a brainless hot air clod like you,.
-
You go and disturb the taxi driver for wat?
-
Originally posted by zenden9:
1209 rubbish and still counting.
Now is 1210 rubbish. Must remember to +1 too because he himself is another rubbish to countSo is 1211 rubbish
-
Originally posted by xtreyier:
Hot air. Expected of your kind. That's all you and your kind are only good at. Wild accusations that are far from what is actually happening, all the way,
You can bluff yourself, but please, my fellow citizens are not stupid, let alone in dealing with a brainless hot air clod like you,.
Please don't drag other Singaporeans down with you. They don't deserve it. Really.
-
Originally posted by Short Ninja:
You go and disturb the taxi driver for wat?
erm what taxi driver you talking about -
Originally posted by xtreyier:
Hot air. Expected of your kind. That's all you and your kind are only good at. Wild accusations that are far from what is actually happening, all the way,
You can bluff yourself, but please, my fellow citizens are not stupid, let alone in dealing with a brainless hot air clod like you,.
The whole singapore know, u still don't know? How can u be PAP lap dog???I still got more nasty post. Let u have the tip first.
Monday March 27, 6:45 PM Singapore's ruling party warns voters against opposition
By Fayen WongSINGAPORE, March 27 (Reuters) - Singapore's ruling party, which is likely to call an early election this year, has warned voters if they elect an opposition candidate their constituency stands to lose out on state-subsidised improvements.Senior Minister Goh Chok Tong, who visited an opposition ward at the weekend, told local reporters that it would be in the residents' interests to vote for a People's Action Party (PAP) candidate at the next election if they want their estates to be get new lifts and improved shopping facilities.Prime Minister Lee Hsien Loong recently asked Goh, a former Prime Minister, to help win back Singapore's two opposition wards. The tiny, fragmented opposition holds only two out of the 84 elected seats in parliament.Chiam See Tong, chief of the Singapore Democratic Alliance, has led the Potong Pasir constituency for the past 25 years while Workers' Party secretary-general Low Thia Kiang has chaired the Hougang ward since 1991."I do not want the two constituencies to be left behind, especially Potong Pasir, an old estate. Five years down the road, assuming Chiam do win, there will be no upgrading," Goh was quoted as saying on state broadcaster Channel NewsAsia's Web site.Goh's comments echo remarks he made before the January 1997 poll, when he told voters that those wards which elected an opposition candidate would be the last in line for upgrading and risked becoming "slums".The upgrading of state-built housing estates typically includes a fresh coat of paint, new parks and playgrounds, and facilities for the elderly such as ramps and lifts that stop on every floor.The ruling PAP has dominated parliament since Singapore's independence in 1965.Goh told voters in the opposition wards at the weekend that if they elected a PAP candidate at the next poll, he would propose that those two members of parliament be freed of the party whip. PAP members of parliament are required to vote in line with the party.Analysts say the PAP's decision to put Goh in charge of winning back the opposition wards reflects the increased prominence of the opposition, which recently said it would contest as many as 57 of the 84 elected seats at the next poll."The PAP is now focusing on the opposition constituencies, putting them as top priority. This will force the opposition's two top leaders to defend their own wards instead of venturing out," political scientist Ho Khai Leong told Reuters.Lee, who took over from Goh in August 2004, does not need to call a parliamentary election until mid-2007, but many observers expect a poll in coming weeks or months as the government takes advantage of a strong economy.Last week, the PAP revealed three new candidates for the upcoming election as it plans to retire some of the older politicians. -
Originally posted by zenden9:
The whole singapore know, u still don't know? How can u be PAP lap dog???I still got more nasty post. Let u have the tip first.
Monday March 27, 6:45 PM
Singapore's ruling party warns voters against opposition
By Fayen Wong
SINGAPORE, March 27 (Reuters) - Singapore's ruling party, which is likely to call an early election this year, has warned voters if they elect an opposition candidate their constituency stands to lose out on state-subsidised improvements.Senior Minister Goh Chok Tong, who visited an opposition ward at the weekend, told local reporters that it would be in the residents' interests to vote for a People's Action Party (PAP) candidate at the next election if they want their estates to be get new lifts and improved shopping facilities.Prime Minister Lee Hsien Loong recently asked Goh, a former Prime Minister, to help win back Singapore's two opposition wards. The tiny, fragmented opposition holds only two out of the 84 elected seats in parliament.Chiam See Tong, chief of the Singapore Democratic Alliance, has led the Potong Pasir constituency for the past 25 years while Workers' Party secretary-general Low Thia Kiang has chaired the Hougang ward since 1991."I do not want the two constituencies to be left behind, especially Potong Pasir, an old estate. Five years down the road, assuming Chiam do win, there will be no upgrading," Goh was quoted as saying on state broadcaster Channel NewsAsia's Web site.Goh's comments echo remarks he made before the January 1997 poll, when he told voters that those wards which elected an opposition candidate would be the last in line for upgrading and risked becoming "slums".The upgrading of state-built housing estates typically includes a fresh coat of paint, new parks and playgrounds, and facilities for the elderly such as ramps and lifts that stop on every floor.The ruling PAP has dominated parliament since Singapore's independence in 1965.Goh told voters in the opposition wards at the weekend that if they elected a PAP candidate at the next poll, he would propose that those two members of parliament be freed of the party whip. PAP members of parliament are required to vote in line with the party.Analysts say the PAP's decision to put Goh in charge of winning back the opposition wards reflects the increased prominence of the opposition, which recently said it would contest as many as 57 of the 84 elected seats at the next poll."The PAP is now focusing on the opposition constituencies, putting them as top priority. This will force the opposition's two top leaders to defend their own wards instead of venturing out," political scientist Ho Khai Leong told Reuters.Lee, who took over from Goh in August 2004, does not need to call a parliamentary election until mid-2007, but many observers expect a poll in coming weeks or months as the government takes advantage of a strong economy.Last week, the PAP revealed three new candidates for the upcoming election as it plans to retire some of the older politicians.
Sucker! Talk about obedient dogs, you make a good one! ROFL!!!!Worse still, this is what you call evidence of what is actually happening in the opposition wards????
You are indeed a sorry case and a burden we citizens have to bear. It's ok if you are a taxi driver. Some of our best scholars come from such family background, but i am sure you do not have anyone who is our best in your family, with your rather shallow delusions. A matter of upbringing. LIke they say- like father, like son and i would pity your son and hope that he broke out of your mould.
I repeat again. WHERE IS THE EVIDENCE THAT YOU CLAIIM OPPOSITION WARDS HAD BEEN DENIED OF PUBLIC FUNDS????
dont show another wall of textual rubbish please. But it is your right still to fill this thread with your nonsense other than what is required, if you or the likes of you so wish.
Give me a buzz when you have the ACTUAL EVIDENCES. Thanks in advance.
-
Originally posted by xtreyier:
Sucker! Talk about obedient dogs, you make a good one! ROFL!!!!Worse still, this is what you call evidence of what is actually happening in the opposition wards????
You are indeed a sorry case and a burden we citizens have to bear. It's ok if you are a taxi driver. Some of our best scholars come from such family background, but i am sure you do not have anyone who is our best in your family, with your rather shallow delusions. A matter of upbringing. LIke they say- like father, like son and i would pity your son and hope that he broke out of your mould.
I repeat again. WHERE IS THE EVIDENCE THAT YOU CLAIIM OPPOSITION WARDS HAD BEEN DENIED OF PUBLIC FUNDS????
dont show another wall of textual rubbish please. But it is your right still to fill this thread with your nonsense other than what is required, if you or the likes of you so wish.
Give me a buzz when you have the ACTUAL EVIDENCES. Thanks in advance.
Tell me is this call free election with no influence? Do u know if such things happen in democracy western world. I bet the party will be ban from election.Actually xtreyier, I think u just trying to make fool of current regime and give opposition a more solid reason. The quality of yr post is actually helping opposition more and expose more flaw of current gov, do u know that? I actually start to think u are a opposition.
Shall I say a word of thank to u?
-
WALL OF TEXT!??
-
Originally posted by xtreyier:
Malicious Propaganda against Singapore.
I met a guy who always complain about life of Singapore. So I ask him what was the ACTUAL reason for his hatred.
He: I am not complaining. I love Singapore. This is my home. All that I am doing is only to make it a better place for all!
Me: It's comprehensible if you are just frustrated with your life, which is your own doing, and resorting to venting it out.
But you mean by complaining and spreading demoralizing lies with half truths, without fully exploring why certain things need to be done to ensure survival, is HELPING the country and society??
He: How much is the ruling party paying you to tell me this?
-------------------------------------------------------.
Complaints often heard:-1. CPF is another scheme to suck the people dry.
Reality:-
A guy starts work at 21 years old. Salary $2000. CPF contribution from both him and his employer = 30% - $7,200 a year in his account earning 4% compounded.
By the time he reaches 55 years, he would have an est $520,000 to draw from.If he saved at home $7200/yr he would only have $244,000 per year.
But leaving it in CPF, he would have an additional $276,000, and would have used it for a better and noble cause - to help elevate our society as our forefathers had selflessly sacrificed for our todays, as we must do the same if not more for our next generation.
This sample does not take into further profit he would gain if he uses such funds to purchase property or his salary or promotion remains stagnant.
(this is only a sample liner calculation. If anyone wants to nitpick, please go to CPF board.)2. CPF interest is peanuts
Reality:-
If CPF $276,000 worth of accrued interest is peanuts, then the guy who said it must be a multi billionaire, and dont need the money. Please donate it to charity.3. it is highly probable that the government will stand to profit from the cpf life scheme with more people dying before collecting payouts. since the amount of money pledged will not go to the beneficiaries, the money will go to the government instead.
Reality:-
CPF life scheme is but an insurance cover, and like any insurance covers, it is dependent on a large pool of funds to give payouts. Thus, if one dies, the payout stops, and is only fair, for such is the risk. The fund is nobly meant to take care of the aged, and its fund comes from the PEOPLE. There is absolutely no reason to bequeth such funds to the next of kin
The PEOPLE stand more to lose, because life expectancy is expected to rise with advancement in scientific research. When more will live beyond 100 yrs old, the fund will be in danger if further payouts are required, thus stressing our contributing members more.
Make no mistake, the balance payouts for one who dies does not go to the govt. It goes back to PEOPLE. CPF is the PEOPLE's fund, and when due on schedules, to be returned with interest4. CPF funds are freely gambled away.
Reality:-
Assume a million people contribute $7,200 each a year to CPF = $7,200,000,000
Interest the govt has to pay at 4% = $288,000,000
The govt's CPF board is not an invesment company, thus it assigns GIC to seek out safe, blue chip strong companies to invest in, not cowboy style, but just a realistic and safe figure for example at 6%
At 6% dividens earned a year on $7,2 billion = $432,000,000
With capital still intact to pay back members anytime, and after deducting the 4% interest owed to CPF board, GIC will still have $144,000,000 - and it will be this sum that is used to built schools, pay for defence, offer healthcare, etc, etc, combined with other tax revenues collected in that year.All investments come with risk, or there will be no returns. The only solution is to minimise it by getting the best brains and team to manage our funds. Baring global catastrophies such as the current financial crisis, on the whole, GIC had done well with its accumulated returns saved for rainy days.
And that's just based on an estimate fig of 1mil people. There are more than 3mil working adults today, so guess how much is actually there to protect our citizens.
Remember always, we have no oil wealth or mineral resources to depend on, except ourselves!5.Life expectancy here is expected to shorten due to the claustrophobic condition
Reality:-
Claustrophobia is a only a mental condition, borne out of self centredness and the selfish unwillingness to share space.6.35 years old citizens below cannot buy HDB flats, but PRs can buy with brother sister combo.
Reality:-
Irresponsible lie and half truth to mask a hidden agenda within a sentence. 35 years old and below citizens cannot buy flat but can do so on a brother sister combo as well.7. HDB flats are expensive
Reality:-
Go buy private housing then. Why does a car cost only $21k in Japan but need to cost $80k here? Why do other nations people live mostly in detached houses, yet we live in boxes in the sky? Why is oil only a few cents in the 20s yet it's $2 a litre now? Why is a construction engineer's pay only $1000 in the 60s, but avg $4000 now? Why, why why???
8. Foreigners hanging their flag in Singapore.
Reality:-
Provoked so much, is the emotion real? If real, then where was your flag on National day????
http://www.freeimagehosting.net/image.php?5bd5b6cfe5.jpg
I encourage all to be more discerning. There is nothing wrong in whinning or venting. It only shows your own pettiness. It's ok to be ignorant. It's also ok to complain but hopefully it can be backed up with credible solutions.
But to lie, twist and turn events/circumstances with half truths are malicious acts against to our society.
If anyone has any evidence or wrong doing of the govt, or ruler party, by all means show it or report it to the relevant authorities. There is no need to spread rumours or lies for one's hatred. The consequences will end badly on society, seldom on the monger.You can either put your head in the sand or you can perharps open your eyes and see and listen....thats all we can said in this forum.
-
So the X-rated mind of a kid has finally learnt to plagiarize even the "Wall of Text"
How did the X-rated kid find the bravado to copy the "Wall of Text" style of posting, when it has consistently fight shy to tackle such detailed way of addressing issues ?
The X-rated kid has proven his skill at plagiarizing again.
If only he could also learnt to copy with any substance - even as he had shown so much skill at plagiarizing the style but without any ability to copy the delivery.
Lets analyse the contents :-
Originally posted by xtreyier:Malicious Propaganda against Singapore.
I met a guy who always complain about life of Singapore. So I ask him what was the ACTUAL reason for his hatred.
He: I am not complaining. I love Singapore. This is my home. All that I am doing is only to make it a better place for all!
Me: It's comprehensible if you are just frustrated with your life, which is your own doing, and resorting to venting it out.
But you mean by complaining and spreading demoralizing lies with half truths, without fully exploring why certain things need to be done to ensure survival, is HELPING the country and society??
He: How much is the ruling party paying you to tell me this?
How did the X-rated discern that the complaints made were demoralizing lies ?
Can there be "half-a-truth" in the "lies" ?
What possibly can "lies" be in a X-rated mind ?
As usual, the attempt of a X-rated kid fall short again with its hollow efforts at being as outspoken as those whom it wants so badly to be.
Complaints often heard:-1. CPF is another scheme to suck the people dry.
Reality:-
A guy starts work at 21 years old. Salary $2000. CPF contribution from both him and his employer = 30% - $7,200 a year in his account earning 4% compounded.By the time he reaches 55 years, he would have an est $520,000 to draw from.
If he saved at home $7200/yr he would only have $244,000 per year.
But leaving it in CPF, he would have an additional $276,000, and would have used it for a better and noble cause - to help elevate our society as our forefathers had selflessly sacrificed for our todays, as we must do the same if not more for our next generation.
This sample does not take into further profit he would gain if he uses such funds to purchase property or his salary or promotion remains stagnant.
(this is only a sample liner calculation. If anyone wants to nitpick, please go to CPF board.)If we accept the analogy of the X-rated kid that - IF every guy starts work at age 21 and retire at age 55 - and has an accumulated $520,000 per year - what will the CPF pay-out amount be when the number of Singaporean retirees reach age 55 annually ?
Assuming that the population size reaching age 55 is 800,000 persons - the amount to be withdrawn will be S$416,000,000,000.
Is there enough in the CPF for this amount to be withdrawn by the 800,000 persons reaching 55 years - with each withdrawing only a small sum of $520,000 ?
What will happen if the 800,000 persons turn out to be 1,500,000 persons annually that represent the baby boomers from the period 1946 through 1962 - before the "Stop at 2 - Family Planning Campaign" succeeded in the mid '70s ?
Can the X-rated mind handle a report that is prepared by others who shows more intelligence then that of a X-rated kid - ‘Singapore’s population bubble’ (*1) ?
2. CPF interest is peanuts
Reality:-
If CPF $276,000 worth of accrued interest is peanuts, then the guy who said it must be a multi billionaire, and dont need the money. Please donate it to charity.Is the worry about the accrued interests, or is the X-rated mind unable to handle the bigger issues that are in a harder coconut which has been haunting the Elite Talents in Government since 1984 when the Howe Yoon Chong Commission was formed to study the CPF withdrawals for the Aged ?
Can the X-rated mind look beyond the size of a peanut, or has its abilities been limited by the limited space in its peanut shell ?
3. it is highly probable that the government will stand to profit from the cpf life scheme with more people dying before collecting payouts. since the amount of money pledged will not go to the beneficiaries, the money will go to the government instead.
Reality:-
CPF life scheme is but an insurance cover, and like any insurance covers, it is dependent on a large pool of funds to give payouts. Thus, if one dies, the payout stops, and is only fair, for such is the risk. The fund is nobly meant to take care of the aged, and its fund comes from the PEOPLE. There is absolutely no reason to bequeth such funds to the next of kinThe PEOPLE stand more to lose, because life expectancy is expected to rise with advancement in scientific research. When more will live beyond 100 yrs old, the fund will be in danger if further payouts are required, thus stressing our contributing members more.
Make no mistake, the balance payouts for one who dies does not go to the govt. It goes back to PEOPLE. CPF is the PEOPLE's fund, and when due on schedules, to be returned with interest
How does the "Blue Statement" reconcile with the "Red Statement" ?
Only the X-rated ability of a kid that has shown repeated expertise at plagiarizing the simplistic answers will continue with its pretense at being outspoken by copying the words and explanations of others.
What else can it offer beyond the 'copy and paste' approach that it has become so expert at ?
The CPF-Life has been designed to delay and even prolong the lump-sum payout of CPF monies as the Government has no capacity to payout even the estimated sum of S$416,000,000,000 based on a simple assumption of only 800,000 persons taking out a peanut sum of $520,000 as each person is entitled at age 55.
4. CPF funds are freely gambled away.
Reality:-
Assume a million people contribute $7,200 each a year to CPF = $7,200,000,000
Interest the govt has to pay at 4% = $288,000,000
The govt's CPF board is not an invesment company, thus it assigns GIC to seek out safe, blue chip strong companies to invest in, not cowboy style, but just a realistic and safe figure for example at 6%
At 6% dividens earned a year on $7,2 billion = $432,000,000
With capital still intact to pay back members anytime, and after deducting the 4% interest owed to CPF board, GIC will still have $144,000,000 - and it will be this sum that is used to built schools, pay for defence, offer healthcare, etc, etc, combined with other tax revenues collected in that year.All investments come with risk, or there will be no returns. The only solution is to minimise it by getting the best brains and team to manage our funds. Baring global catastrophies such as the current financial crisis, on the whole, GIC had done well with its accumulated returns saved for rainy days.
And that's just based on an estimate fig of 1mil people. There are more than 3mil working adults today, so guess how much is actually there to protect our citizens.
Remember always, we have no oil wealth or mineral resources to depend on, except ourselves!Beyond exercising the outspokeness to the obvious, has the X-rated kid move beyond the fact that Singapore has only ourselves when we have no oil wealth or mineral resources ?
Has it not dawned on the X-rated mind that human resource is all that Singapore has, which lead to the fact that we have become the source of all the wealth that this PAP Government has been sucking since it became aware of how to tweak the money out of Singaporeans from cradle to grave ?
Capital of the assume $7,200,000,000 still intact ?
Which source has the X-rated kid relied on to confirm that capital is not used by the Government for infrastructure development’ (*2) that makes it almost impossible to convert to cash ?
Which population source did the X-rated kid depended on to make such a brave statement that ONE Million retiring Singaporeans are backed up by 3 Million working adults ?
Can there be any truth in such a hollow statement - when the total population of Singapore at the last population census was - According to government statistics, the population of Singapore as of 2009 was 4.99 million, of whom 3.73 million were Singaporean citizens and permanent residents (termed "Singapore Residents"). There were 3.2 million citizens in 2009.[80] (*3) ?
What happened to those who are below the working age or stuck in NS, NUS, Secondary and Primary Schools, Kindergarten and in the formative years ?
Another X-rated flop from a plagiarized piece of work ?
5.Life expectancy here is expected to shorten due to the claustrophobic condition
Reality:-
Claustrophobia is a only a mental condition, borne out of self centredness and the selfish unwillingness to share space.Is the X-rated mind of a kid trained in psychiatry or psychology, or even in sociology for such an outspoken claim that "claustrophobia" is a mental condition ?
Perhaps it is due to its X-rated familiarity of the peanut space above its shoulder ?
Is the claustrophobia atmosphere of a ONE-room HDB unit a mental condition "borne out of self-centredness and the selfish unwillingness to share space" ?
Is it not a fact that those living in ONE-room HDB units are the ones generally known as those stuck in the vicious cycle of poverty ?
It is not surprisng to understand the pompous thinking of a X-rated kid that is only familiar with a peanut size living space for his mind - that the ONE-room flat should be more then generous.
6.35 years old citizens below cannot buy HDB flats, but PRs can buy with brother sister combo.
Reality:-
Irresponsible lie and half truth to mask a hidden agenda within a sentence. 35 years old and below citizens cannot buy flat but can do so on a brother sister combo as well.The expert plagiarizing skills of the X-rated Kid never fail to impress - if only it is able to be more accurate instead of being slip-shod in it anxiety at confirming the fallacy that "lies" can co-exist with or even as "half-truths".
It is a lie that 35 year old and below CANNOT buy flat. Period.
7. HDB flats are expensive
Reality:-
Go buy private housing then. Why does a car cost only $21k in Japan but need to cost $80k here? Why do other nations people live mostly in detached houses, yet we live in boxes in the sky? Why is oil only a few cents in the 20s yet it's $2 a litre now? Why is a construction engineer's pay only $1000 in the 60s, but avg $4000 now? Why, why why???Did the X-rated kid forget to read the thread - ‘Cost of building HDB flats – finally an answer ?’ (*5) - before attempting to give simplistic answers from some plagiarized idea that is no more then mindless 'copy and paste' ?
The thread had noted ChannelnewsAsia report that SES Mainboard-listed BBR Holdings announcement that it has secured a S$104.2 Million contract to build 7 blocks of flats in Yishun Neighborhood 4 - that comprises 864 homes, a Child Care Centre, a Roof Garden, Communal Amenities and site works, as well as contigency works.
This will result in the 864 flats to have an average cost of $120,602 per unit.
The referenced thread had also indicated that - "With the latest HDB new 4-room flats at Punggol (Punggol Residences BTO) selling at an average price of $293,000 (price range of $264,000 to $322,000 divided by 2), does it mean that the HDB stands to make a profit of about $172,398 per flat, or a profit margin of about 143 per cent?"
8. Foreigners hanging their flag in Singapore.Reality:-
Provoked so much, is the emotion real? If real, then where was your flag on National day????http://www.freeimagehosting.net/image.php?5bd5b6cfe5.jpg
I encourage all to be more discerning. There is nothing wrong in whinning or venting. It only shows your own pettiness. It's ok to be ignorant. It's also ok to complain but hopefully it can be backed up with credible solutions.But to lie, twist and turn events/circumstances with half truths are malicious acts against to our society.
If anyone has any evidence or wrong doing of the govt, or ruler party, by all means show it or report it to the relevant authorities. There is no need to spread rumours or lies for one's hatred. The consequences will end badly on society, seldom on the monger.Discerning ?
Did the X-rated kid dare to plagiarize this word when it has been used to lambast the mindless "copy and paste" approach from standard propaganda in all its replies ?
Can the X-rated mind handle the truth in any evidence or wrong doing of the government or the "ruler party" ?
Is there any Singapore Law that the PAP will subject itself to ?
The relevant authority was informed of Goh Chok Tong, Tony Tan and BG LHL (*6) contravening Election Rules by being present at the Polling Station - even when the Law states clearly that no candidate from any political party should be seen loitering anywhere within 200 meters from the polling station.
Was it not a shock to Singaporeans, when the brilliant Attorney General re-interpreted the Law for the benefit of GCT, T.T. and LHL - by stating that the PAP candidates were inside the Polling Station and therefore did not loiter within 200 meters outside the polling station ?
The Law has been bent to suit the PAP politicians at the expense of Singaporeans.
Can we believe the abilities of a X-rated kid to be discerning in politics in Singapore - when its expertise is limited only to the art of copying and pasting standard works from those with more creativity ?
-
Originally posted by xtreyier:
Sucker! Talk about obedient dogs, you make a good one! ROFL!!!!Worse still, this is what you call evidence of what is actually happening in the opposition wards????
You are indeed a sorry case and a burden we citizens have to bear. It's ok if you are a taxi driver. Some of our best scholars come from such family background, but i am sure you do not have anyone who is our best in your family, with your rather shallow delusions. A matter of upbringing. LIke they say- like father, like son and i would pity your son and hope that he broke out of your mould.
I repeat again. WHERE IS THE EVIDENCE THAT YOU CLAIIM OPPOSITION WARDS HAD BEEN DENIED OF PUBLIC FUNDS????
dont show another wall of textual rubbish please. But it is your right still to fill this thread with your nonsense other than what is required, if you or the likes of you so wish.
Give me a buzz when you have the ACTUAL EVIDENCES. Thanks in advance.
I repeat again. WHERE IS THE EVIDENCE THAT YOU CLAIIM OPPOSITION WARDS HAD BEEN DENIED OF PUBLIC FUNDS????The stupendous ability of the X-rated kid has again revealed itself in stupendous form - more so when it pretend it has the ability to wear the Size-X shirts of those who are surely more talented than his X-rated abilities.
Can the X-rated kid handle the truth or will he run away with another load of excuse ?
Abstract from The Parliamentary Speech by Mr Low Thia Khiang (*1)
The HDB flat Main Upgrading Program (MUP) started full swing after the 1991 General Election. Its objectives are to renew older HDB estates and to share the wealth of the nation with Singaporeans under the Asset Enhancement Scheme.
The program became a political tool for the PAP in the 1997 General Election under a blatant abuse of power by the PAP government to alter voting behaviour.
Politics aside, the upgrading program is funded by the national budget of which the money belongs to all Singaporeans.
Denying Singaporeans living in opposition wards this publicly funded program is highly discriminatory in nature. Does the government need to be reminded that residents of opposition wards perform National Service duty and pay the same rate of income tax & GST as any other Singaporeans?
-
ah he has arrived!
-
Originally posted by Atobe:
So the X-rated mind of a kid has finally learnt to plagiarize even the "Wall of Text"
How did the X-rated kid find the bravado to copy the "Wall of Text" style of posting, when it has consistently fight shy to tackle such detailed way of addressing issues ?
The X-rated kid has proven his skill at plagiarizing again.
If only he could also learnt to copy with any substance - even as he had shown so much skill at plagiarizing the style but without any ability to copy the delivery.
Lets analyse the contents :-
How did the X-rated discern that the complaints made were demoralizing lies ?
Can there be "half-a-truth" in the "lies" ?
What possibly can "lies" be in a X-rated mind ?
As usual, the attempt of a X-rated kid fall short again with its hollow efforts at being as outspoken as those whom it wants so badly to be.
If we accept the analogy of the X-rated kid that - IF every guy starts work at age 21 and retire at age 55 - and has an accumulated $520,000 per year - what will the CPF pay-out amount be when the number of Singaporean retirees reach age 55 annually ?
Assuming that the population size reaching age 55 is 800,000 persons - the amount to be withdrawn will be S$416,000,000,000.
Is there enough in the CPF for this amount to be withdrawn by the 800,000 persons reaching 55 years - with each withdrawing only a small sum of $520,000 ?
What will happen if the 800,000 persons turn out to be 1,500,000 persons annually that represent the baby boomers from the period 1946 through 1962 - before the "Stop at 2 - Family Planning Campaign" succeeded in the mid '70s ?
Can the X-rated mind handle a report that is prepared by others who shows more intelligence then that of a X-rated kid - ‘Singapore’s population bubble’ (*1) ?
Is the worry about the accrued interests, or is the X-rated mind unable to handle the bigger issues that are in a harder coconut which has been haunting the Elite Talents in Government since 1984 when the Howe Yoon Chong Commission was formed to study the CPF withdrawals for the Aged ?
Can the X-rated mind look beyond the size of a peanut, or has its abilities been limited by the limited space in its peanut shell ?
How does the "Blue Statement" reconcile with the "Red Statement" ?
Only the X-rated ability of a kid that has shown repeated expertise at plagiarizing the simplistic answers will continue with its pretense at being outspoken by copying the words and explanations of others.
What else can it offer beyond the 'copy and paste' approach that it has become so expert at ?
The CPF-Life has been designed to delay and even prolong the lump-sum payout of CPF monies as the Government has no capacity to payout even the estimated sum of S$416,000,000,000 based on a simple assumption of only 800,000 persons taking out a peanut sum of $520,000 as each person is entitled at age 55.
Beyond exercising the outspokeness to the obvious, has the X-rated kid move beyond the fact that Singapore has only ourselves when we have no oil wealth or mineral resources ?
Has it not dawned on the X-rated mind that human resource is all that Singapore has, which lead to the fact that we have become the source of all the wealth that this PAP Government has been sucking since it became aware of how to tweak the money out of Singaporeans from cradle to grave ?
Capital of the assume $7,200,000,000 still intact ?
Which source has the X-rated kid relied on to confirm that capital is not used by the Government for infrastructure development’ (*2) that makes it almost impossible to convert to cash ?
Which population source did the X-rated kid depended on to make such a brave statement that ONE Million retiring Singaporeans are backed up by 3 Million working adults ?
Can there be any truth in such a hollow statement - when the total population of Singapore at the last population census was - According to government statistics, the population of Singapore as of 2009 was 4.99 million, of whom 3.73 million were Singaporean citizens and permanent residents (termed "Singapore Residents"). There were 3.2 million citizens in 2009.[80] (*3) ?
What happened to those who are below the working age or stuck in NS, NUS, Secondary and Primary Schools, Kindergarten and in the formative years ?
Another X-rated flop from a plagiarized piece of work ?
Is the X-rated mind of a kid trained in psychiatry or psychology, or even in sociology for such an outspoken claim that "claustrophobia" is a mental condition ?
Perhaps it is due to its X-rated familiarity of the peanut space above its shoulder ?
Is the claustrophobia atmosphere of a ONE-room HDB unit a mental condition "borne out of self-centredness and the selfish unwillingness to share space" ?
Is it not a fact that those living in ONE-room HDB units are the ones generally known as those stuck in the vicious cycle of poverty ?
It is not surprisng to understand the pompous thinking of a X-rated kid that is only familiar with a peanut size living space for his mind - that the ONE-room flat should be more then generous.
The expert plagiarizing skills of the X-rated Kid never fail to impress - if only it is able to be more accurate instead of being slip-shod in it anxiety at confirming the fallacy that "lies" can co-exist with or even as "half-truths".
It is a lie that 35 year old and below CANNOT buy flat. Period.
Did the X-rated kid forget to read the thread - ‘Cost of building HDB flats – finally an answer ?’ (*5) - before attempting to give simplistic answers from some plagiarized idea that is no more then mindless 'copy and paste' ?
The thread had noted ChannelnewsAsia report that SES Mainboard-listed BBR Holdings announcement that it has secured a S$104.2 Million contract to build 7 blocks of flats in Yishun Neighborhood 4 - that comprises 864 homes, a Child Care Centre, a Roof Garden, Communal Amenities and site works, as well as contigency works.
This will result in the 864 flats to have an average cost of $120,602 per unit.
The referenced thread had also indicated that - "With the latest HDB new 4-room flats at Punggol (Punggol Residences BTO) selling at an average price of $293,000 (price range of $264,000 to $322,000 divided by 2), does it mean that the HDB stands to make a profit of about $172,398 per flat, or a profit margin of about 143 per cent?"
Discerning ?
Did the X-rated kid dare to plagiarize this word when it has been used to lambast the mindless "copy and paste" approach from standard propaganda in all its replies ?
Can the X-rated mind handle the truth in any evidence or wrong doing of the government or the "ruler party" ?
Is there any Singapore Law that the PAP will subject itself to ?
The relevant authority was informed of Goh Chok Tong, Tony Tan and BG LHL (*6) contravening Election Rules by being present at the Polling Station - even when the Law states clearly that no candidate from any political party should be seen loitering anywhere within 200 meters from the polling station.
Was it not a shock to Singaporeans, when the brilliant Attorney General re-interpreted the Law for the benefit of GCT, T.T. and LHL - by stating that the PAP candidates were inside the Polling Station and therefore did not loiter within 200 meters outside the polling station ?
The Law has been bent to suit the PAP politicians at the expense of Singaporeans.
Can we believe the abilities of a X-rated kid to be discerning in politics in Singapore - when its expertise is limited only to the art of copying and pasting standard works from those with more creativity ?
damn good piece of counter argument.
-
Kudos to xtreyier, but really I think he's wasting his/her mental energies on this forum, and frankly I don't know why he/she should bother.
Let them alone to fester. They have no power and no intellectual merit. The government doesn't care about their comments because they defeat themselves.
Before you say it, no, I don't work for the PAP, I don't boot lick the PAP, I don't personally know anyone in the PAP. Yes, I am aware that Singapore does not have a democratic government. Am I concerned by that; No.
What senseless drivel.
Keep posting, it keeps you safely out of harms way.
-
Complaints often heard:-1. CPF is another scheme to suck the people dry.
Reality:-
A guy starts work at 21 years old. Salary $2000. CPF contribution from both him and his employer = 30% - $7,200 a year in his account earning 4% compounded.
By the time he reaches 55 years, he would have an est $520,000 to draw from.If he saved at home $7200/yr he would only have $244,000 per year.
But leaving it in CPF, he would have an additional $276,000, and would have used it for a better and noble cause - to help elevate our society as our forefathers had selflessly sacrificed for our todays, as we must do the same if not more for our next generation.
This sample does not take into further profit he would gain if he uses such funds to purchase property or his salary or promotion remains stagnant.
(this is only a sample liner calculation. If anyone wants to nitpick, please go to CPF board.)the sum of $520,000 sounds nice, but you forget that different age group pays different amount of cpf contribution. the older you are, the lower your cpf contribution.
in addition, most people set up their own family at some point in their life, and buy their own flats. (assuming that a couple have 2 children, and own a 4 room flat) considering that a 4rm flat costs around $320k, acquired in the late 20s and early 40s, they will not have much money left in their cpf saving accounts, since there is a net monthly loss of balance from their account until the flat is fully paid for. and with that, considering the lost of the interest money, it is highly unlikely that the couple will have anything close to $150k.
in addition, even though in theory, the couple become 'richer' when their flat rise in value, this profit is locked down, as being their only house, they cannot sell it and recoup their money, since they will have to find another house to live in.
2. CPF interest is peanuts
Reality:-
If CPF $276,000 worth of accrued interest is peanuts, then the guy who said it must be a multi billionaire, and dont need the money. Please donate it to charity._____as mentioned above, since you are unlikely to accumulate much savings until you have paid off your housing completely, you are also unlikely to generate much interest.
________
3. it is highly probable that the government will stand to profit from the cpf life scheme with more people dying before collecting payouts. since the amount of money pledged will not go to the beneficiaries, the money will go to the government instead.
Reality:-
CPF life scheme is but an insurance cover, and like any insurance covers, it is dependent on a large pool of funds to give payouts. Thus, if one dies, the payout stops, and is only fair, for such is the risk. The fund is nobly meant to take care of the aged, and its fund comes from the PEOPLE. There is absolutely no reason to bequeth such funds to the next of kin
The PEOPLE stand more to lose, because life expectancy is expected to rise with advancement in scientific research. When more will live beyond 100 yrs old, the fund will be in danger if further payouts are required, thus stressing our contributing members more.
Make no mistake, the balance payouts for one who dies does not go to the govt. It goes back to PEOPLE. CPF is the PEOPLE's fund, and when due on schedules, to be returned with interest_______
correction: it is not the people's money. it is the savings of individuals who have work hard over the years to accumulate their own retirement savings for their own personal use, and thus should not be forced into this scheme, which reeks of socialism. so why are their kins not entitled to the full sum of the deceased's savings?
cpf was intended as a mean for people to be independent and self-sufficient, and not rely on others for their retirement. did they realise that the concept of CPF simply does not work out in real life, that for all its grandiose, it is simply a farce, a failure? savings systems, which cannot cope up with the rates of inflation over time, cannot be a efficient form of retirement plan.
back then in the 70s, it is envisioned that $250-300/month is ample for one to retire on. 30 years later into the future, today, the same batch of people found out that $300/month is just peanuts. hardly enough to pay the bills.
and life expectancy is just a figure. the life expectancy for 2009 babies is 83. that means that the current batch of 2009 babies will have a 50% chance of living to the age of 83, 83 years into the future. meanwhile, for the rest of us, we are very much unlikely to live far beyond the age of 85 to benefit from the annuity payout.
furthermore, chronic diseases once associated with only the elderly are striking at younger and younger age groups. diabetes, heart diseases, kidney failure, cancer, are all striking at younger age groups, including those in their 20s and 30s. with such 'cullings' in place, how many people would actually live beyond 85?
having collected so much money in the form of tax from the people, why should the government force people to support each other further, with their own cpf savings? shouldn't it be the responsibility of the government to support the impoverish elderly using the tax collected? the social security systems of western countries uses tax as fund generators. they do not eat into the savings of the people for such schemes. furthermore, singaporeans do not have any say with what the government do with their CPF money, when it is firmly locked down in the hands of the government.
__________--
4. CPF funds are freely gambled away.
Reality:-
Assume a million people contribute $7,200 each a year to CPF = $7,200,000,000
Interest the govt has to pay at 4% = $288,000,000
The govt's CPF board is not an invesment company, thus it assigns GIC to seek out safe, blue chip strong companies to invest in, not cowboy style, but just a realistic and safe figure for example at 6%
At 6% dividens earned a year on $7,2 billion = $432,000,000
With capital still intact to pay back members anytime, and after deducting the 4% interest owed to CPF board, GIC will still have $144,000,000 - and it will be this sum that is used to built schools, pay for defence, offer healthcare, etc, etc, combined with other tax revenues collected in that year.All investments come with risk, or there will be no returns. The only solution is to minimise it by getting the best brains and team to manage our funds. Baring global catastrophies such as the current financial crisis, on the whole, GIC had done well with its accumulated returns saved for rainy days.
And that's just based on an estimate fig of 1mil people. There are more than 3mil working adults today, so guess how much is actually there to protect our citizens.
Remember always, we have no oil wealth or mineral resources to depend on, except ourselves!___________
investments always pose a risk. and ^% is definitely not a low risk investment. in fact, if you look at the investment brochures of banks, you will see that 6% returns is classified as medium-high risk investment. and with that, you stand a substantial chance of losing money.
furthermore, what does the government do with the returns from such state investment? why should you let others to invest your money, when you could have done it yourself? only recently, did the government approve the calculation of profits by our SWF into the annual budget. which means that for the past 30 years, these profits have been made soley for the sake of making more money, with little benefit to the people. when government gives us payouts, these payouts are the excess tax collected, not the profits earned by GIC. so whatever they earned does not goes to the people at all, only to build up the reserves.
CPF is not a giant storeroom which only store our cash. it is also a form of bank, and banks do not simply just sit out there on top of a pile of money. most of the money deposited are invested out, which means that cpf isn't really that liquid, thus the need to retain the money longer.
________________________________
5.Life expectancy here is expected to shorten due to the claustrophobic condition
Reality:-
Claustrophobia is a only a mental condition, borne out of self centredness and the selfish unwillingness to share space._____________________________
i have no comments on this. but i agree that life expectancy will shorten, not due to claustrophobia, but due to the increasingly unhealthy lifestyle people are now leading.
_________________________
7. HDB flats are expensive
Reality:-
Go buy private housing then. Why does a car cost only $21k in Japan but need to cost $80k here? Why do other nations people live mostly in detached houses, yet we live in boxes in the sky? Why is oil only a few cents in the 20s yet it's $2 a litre now? Why is a construction engineer's pay only $1000 in the 60s, but avg $4000 now? Why, why why???____________________
well, they are more expensive now. consider that engineers are highly educated professionals. back then in the 70s, most people are factory employees, making around $500-700 per month. an engineer making $1kcan better afford a $50k 4 rm flat than a factory worker making $500 a month.
today, with intense competition from foreign talents, an engineer probably makes $2.5k per month, not $4k. the average white collar worker makes $1.5k per month. a 4 room hdb flat cost between $300k -500k (red hill area)
do the math:
engineer: pay rise by 2.5X, but housing rise by 6X
common worker: pay rise by 3 X, housing rise by 6X.
for either of them, housing has indeed rise above the affordability of the 1970s.
in addition, recently over the argument over the affordability of hdb flats, nus scholars have stated that the government's basis of affordability is based on a 30 year loan estimate. while for our parents' generation, they pay off their loan between 5-10 years, certainly not the 30 years estimation used by the government.
furthermore, people are purchasing their first home later in life, in their early 30s. based on a 30yr loan estimation, these people are expected to repay their loan well into their 60s. with the current retirement age at 62, these people will have to continue repaying their housing loan even after they are retired and out of job. how will they be able to afford the servicing of loan, when they are no longer working?
-
steps on xtreiyers toes n he claims im tryin to murder him.
say something n he sezs we are having a coup probably.
-
to sunwukong,
u fully know wat spore is n yet do nothing but watch a burnin bridge from a distance?
wait till ya end up on the burnin bridge n no one helps ya.
-
to the oppositions, if u really hate them so much, then go tell them la.. come here talk crap without evidence only noe how to flame... u so good u go govern la.. u know what is being contented with what u have? if u say they eat money, then let it be la... u wan a very lousy government who doesnt eat money? ur life lousy dont blame other ppl k... for this point i agree with TS a lot...
to TS and the supporter, i know what u are thinking... i came to this thread b4 and post my first thread about PAP and then i got flamed... thing is, they only flame.. nothing more.. nothing less.. but it is kind of silly to post ur thoughts here.. u think there is no neutral side in this forum? there is, just that they dun wanna post.. and i got to say that PAP is not totally good.. well i dont need to elaborate on this, but pls be contented with what u have..and one more thing, if u are really determined to hate the ruling party, in election why dont u vote them out instead of coming here and flaming ppl tots? if u are really determined and meant what u say, why dont u stop complaining no freedom cuz of the money in the upgrade... assholes.
btw, i am standing on no sides.. if u wan flame me, pls flame with reasons and evidence.. suckers..
