Standard of Living.
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Please lar.
You want 3 meals in a hawker centre, food court or restaurant?
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Originally posted by Wmyongj:
Ok. so why are we complianing about high HDB price? pardon me that I have already been working oversea for the past 6 years, what aspiration do Singaporean have, are they really asking for a HDB or a pte condo?I believe the >10K family is an exception and probably at top 10%. Most Singapore family probably falls into the 4-5K income family where one working father and housewife to take care of 2-3 Children. These are the ppl that are facing the sandwich in life.
When buying public housing becomes an aspiration for the majority of Singaporeans, something is wrong.
Really.
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A $250k HDB (3-Room) is affordable if the couple makes $4,000 a month.
You just need 25 years to repay the mortgage, then save for your retirement, if you get married after saving $50k say when you are 30 y.o., you can start saving for your retirement at 55 y.o.
Wait a second, wasn't retirement at 65 y.o.?
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After the ge, lhl will have to review what's really gone wrong.
If he still dont know, what pple resent are the cost of living, hdb, and jobs.
He surely must studied carefuly and what policies they (his paps members) implement, he must make sure there will be no mass resentment. If not, the next ge will be even more difficult to fight and form another term.
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Originally posted by Fcukpap:
every singaporean is a part time politician....much of the time is spent on growling for the good life
of course ask for good life lah, if not what? ask for bad life?
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Originally posted by βÎτά:
A $250k HDB (3-Room) is affordable if the couple makes $4,000 a month.
You just need 25 years to repay the mortgage, then save for your retirement, if you get married after saving $50k say when you are 30 y.o., you can start saving for your retirement at 55 y.o.
Wait a second, wasn't retirement at 65 y.o.?
Got watch the "we are singaporean" gameshow or not?
retirement age is 62.
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Originally posted by charlize:
Please lar.
You want 3 meals in a hawker centre, food court or restaurant?
Our dearest vivian balakrishnan thinks that extra $30 can allow the poor to upgrade from hawker center to restaurant leh
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Originally posted by angel7030:
How u know Goh CT one big size, only his peanut wife knows, funny lehI mean body size,not co-ck.Come on,a boot licker co-ck cant be big size.Scare LKY scare until like that,really useless bum.
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Dear Likeyou,
I admired your wishful thinking just like the rest of naive singaporeans to assume that the dragon will repent and improve his policy to serve the people.
He have a lot of years to improve his policy since he take over.
If he have done his job of being "the servant" and "leave no one behind", the result on 7th May would be a landslide victory even with any opposition party thrown at him.
He and his team are only focused on making money out of the place.
Unfortunately, his pride is hurt during this war and he will come back with more "fix" so that no more insults and failure will happen next time.
That is politics for you.
That is how the game should be played.
Knowing how singaporeans work, just give them some goodies on 2016 and you will still win cause all of them are kia-si.
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Originally posted by Medicated Oil:
Dear Likeyou,
I admired your wishful thinking just like the rest of naive singaporeans to assume that the dragon will repent and improve his policy to serve the people.
He have a lot of years to improve his policy since he take over.
If he have done his job of being "the servant" and "leave no one behind", the result on 7th May would be a landslide victory even with any opposition party thrown at him.
He and his team are only focused on making money out of the place.
Unfortunately, his pride is hurt during this war and he will come back with more "fix" so that no more insults and failure will happen next time.
That is politics for you.
That is how the game should be played.
Knowing how singaporeans work, just give them some goodies on 2016 and you will still win cause all of them are kia-si.
hehehe, singaporean all naive, kia-si? By any standard, a win of 81 seats out of 87 seats is a landslide victory!
What the electorate has done is a knock on the head of the ruling party, wake up. And if its leader acknowledges, lets give them a chance, we have also given the opposition a chance. No need to live in fear of being fixed, and don't need to look down on fellow Singaporean who disagree with you.
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No doubt they win 81 out of 87. It wont say anything other than winning big.
The truth is they only have 60.1% of vote in favour of their ruling of the country.
The other 39.9% are resentment of their policies towards the pple standard of living and cost of living.
If they keep on using the fix method of giving the pple goodies and hope pple will forget, they are wrong. The people already know that this will not work anymore.
The people want a truthful pap that willing to help and not to increase any fare or bills.
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Damn, i am urging to increase my bar prices, it seem like after every election prices will go up, it had become such a norm that now if prices never go up, something is very fishy. Guess the PAP are also desparate to increase here and there, but now have to tarhan abit.
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Tahan for six months only leh.
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Originally posted by deathmaster:
Housing prices, Cost of Living, Education, Foreigners, Birth rate etc.
These are all the issues making the headlines recently, and all the parties have something to say about these issues.
What I am appalled at is that not one person from any party actually bothered to step back, look at the big picture, and piece every issue together.
All these actually reflects the people's concern about maintaining their STANDARD OF LIVING.
Not one politician had acknowledged that we are already at, or over, the peak in terms of living standards, and that we are seeing a gradual decline in living standards as we speak.
We all say that the baby boomers had it tough, bearing the brunt of nation building, creating singapore's success story.
But, they are also the generation who has seen and experienced drastic advancement in living standards during their lifetime. They progressed from a sleepy rural singapore into a metropolitan city, experienced technological booms which brought about comfort to our lives, and had seen their wages and assets rise exponentially every decade.
In other words, there is tremendous upwards social mobility.
lets talk about the current generation and future generations.
As the saying goes, the apple doesn't fall far from the tree. our education system is so successful that we are nearing the maximum range the apple could possibly fall away from the tree.
having an O level or diploma brings our parents one up over our grandparents, who were mostly uneducated. This advancement in education makes it possible for our parents to better their social status, in the form of getting higher paying jobs.
nowadays, having a degree is so commonplace, that it only serve to place us at the starting line, so not as to lose out to others.
So what about our future generations? do we expect them to paperchase all the way till doctoral level before starting work? We must bear in mind that human beings have a limited prime working life, and the longer we stay at school, the less productive we are to the workforce.
2 qsns for you.
1) Are you able to at the very least match up to your parents' standard of living when they were at your age? i.e. Income, education, assets, career
2) Will your children be able to match up to your standard of living when they are at your age?
would you prefer to see your assets rise in paper-value, at the expense of your children's future?
e.g. your HDB flat double in value, yet, for the sake of having a shelter over your head, you are unable to liquidate your house and enjoy this growth.
AND your children will have to bear with overvalued flats which they cannot afford.
AND being doting parents, you will end up "subsidizing" a portion of your children's housing.
This is a lose-lose-lose situation.
The more your asset rises in value, the more your children have to pay to acquire their own assets.
We might already been past the breaking point, but it is never too late, to absorb some damages from the drastic devaluation of your flat, to ensure that house-ownership is not something out of reach for your children in the future.
Besides, it is ridiculous to pay so much for what is essentially an one-off payment for a 99 yr long term rent.
Price of flat = SLA land cost, and HDB building cost.
at the 99 years, since you do not get to keep anything after 99 yrs, it means that essentially, you are paying SLA for a 99yr land lease, and HDB for a 99yr property lease. so much so for individual home ownership.
It would be more precise to say that 90% of singaporeans rent a home, than to actually own a home.
be smart. make the right choice. safeguard the future.
High cost of living would be a standard. It is inevitable.Land scarcity and not rich in natural resources is a recipe for inflation.
There is very little we can do about this but to slug on.
However, there is one thing we can do to alleviate our problems. Cut back on immigration. The foreigners are placing enormous burden on our infrastructure. Suppy outpace demand, that is why high inflation.
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Originally posted by DrLanguagereborn:
High cost of living would be a standard. It is inevitable.Land scarcity and not rich in natural resources is a recipe for inflation.
There is very little we can do about this but to slug on.
However, there is one thing we can do to alleviate our problems. Cut back on immigration. The foreigners are placing enormous burden on our infrastructure. Suppy outpace demand, that is why high inflation.
I believe that with correct governance, cost of living can be contained.
example of functioning systems:
1) You spend alot of money on necessities. but you also make alot to cover your expenditures, and still have enough leftover to save for retirement.
2) You make very little money. but cost of living is cheap too. you still have enough leftovers for retirement.
In singapore, this is not the case. you have:
1) you make little money, but cost of living is very high. you are unable to save enough money for retirement.
__________
in singapore, most of the issues with cost of living are created by the government.
housing, transport (private and public) are essentially controlled by the government.
the govt can choose not to collect money for the lease of land for hdb.
the govt can choose to not collect money for COE, and not let public transport operators make immense profit from their monopoly over public transport.
GST should not be imposed on food and other basic essentials.
in hospitals, much of the fee goes to paying five-digit salaries of doctors, who are working under public service, where they get "commission" from each surgery/procedure done. They are employed by public hospitals, bonded to the ministry of health, and are therefore public servants. hence, their focus should be more on providing public service than to profit. if they want money, they should go into private practice.
We can have cheaper healthcare by imposing a flat wage for these public practitioners. it will also prevent doctors from prescribing redundant procedures, wasting resources and at the same time harmful for the patient.
these are very simple and direct ways to cut down on the cost of living in singapore, and therefore, i do not see why the government is complaining so much about the difficulty of lowering the cost of living.
while having a strong reserve is important, i do not believe in maintaining a massive reserve, which serve as a white elephant. having so much money locked away presents an oportunity cost.
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Originally posted by deathmaster:
I believe that with correct governance, cost of living can be contained.
example of functioning systems:
1) You spend alot of money on necessities. but you also make alot to cover your expenditures, and still have enough leftover to save for retirement.
2) You make very little money. but cost of living is cheap too. you still have enough leftovers for retirement.
In singapore, this is not the case. you have:
1) you make little money, but cost of living is very high. you are unable to save enough money for retirement.
__________
Everyday board MRT angry due to severe overcrowding.in singapore, most of the issues with cost of living are created by the government.
housing, transport (private and public) are essentially controlled by the government.
the govt can choose not to collect money for the lease of land for hdb.
the govt can choose to not collect money for COE, and not let public transport operators make immense profit from their monopoly over public transport.
GST should not be imposed on food and other basic essentials.
in hospitals, much of the fee goes to paying five-digit salaries of doctors, who are working under public service, where they get "commission" from each surgery/procedure done. They are employed by public hospitals, bonded to the ministry of health, and are therefore public servants. hence, their focus should be more on providing public service than to profit. if they want money, they should go into private practice.
We can have cheaper healthcare by imposing a flat wage for these public practitioners. it will also prevent doctors from prescribing redundant procedures, wasting resources and at the same time harmful for the patient.
these are very simple and direct ways to cut down on the cost of living in singapore, and therefore, i do not see why the government is complaining so much about the difficulty of lowering the cost of living.
while having a strong reserve is important, i do not believe in maintaining a massive reserve, which serve as a white elephant. having so much money locked away presents an oportunity cost.
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there is a standard but no living n no life
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Today also overcrowding in MRT. Infact everyday.
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crowding on road also very scary. the endless line of cars on PIE during rush hours.
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I guess the 7th month ghosts also complain too crowded, last time more space for them
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Got any complain cannot get BTO niche?
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we are living in a 1st world country
but we are the same as a 3rd world country
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Originally posted by Jiani:
we are living in a 1st world country
but we are the same as a 3rd world country
First world when it comes to economic progress. Third world in culture, national identity and democracy. No freedom of media, speech and fair elections laws. We even lost our singaporean identity due to relentless influx of FTs. I am wonder if I am living in China. So many Chinese PRCs PR and new citizens in Singapore. -
Originally posted by Mindfulness:
First world when it comes to economic progress. Third world in culture, national identity and democracy. No freedom of media, speech and fair elections laws. We even lost our singaporean identity due to relentless influx of FTs. I am wonder if I am living in China. So many Chinese PRCs PR and new citizens in Singapore.