What is the cost price of your HDB?
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the price of a flat is about $50k
that's what the bastards are giving the people in a forced en-bloc in west coast
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Originally posted by sbst275:
HDB flats are value for money
Good to paying more property tax
If you bought long time ago, good fortune now....but if you are buying now...its toooo expensive ! Even with subsidies, still toooo expensive !
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Originally posted by Demon Bane:
If you bought long time ago, good fortune now....but if you are buying now...its toooo expensive ! Even with subsidies, still toooo expensive !
for?I still pay more property tax
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Originally posted by sbst275:
for?I still pay more property tax
A HDB 5rm brand new is roughly S$320K to S$450K....how can that be affordable??? Have to repay 20y to 30y housing loans....become a "slave" to the house....
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Originally posted by Demon Bane:
A HDB 5rm brand new is roughly S$320K to S$450K....how can that be affordable??? Have to repay 20y to 30y housing loans....become a "slave" to the house....
i wish i could get in line for those...
i can't.. i don't qualify.. i need to go to the open market... where a 4 room can cost up to $680k (a year ago)
what do you think?
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Originally posted by the Bear:
i wish i could get in line for those...
i can't.. i don't qualify.. i need to go to the open market... where a 4 room can cost up to $680k (a year ago)
what do you think?
Why are you not qualified? You earned too much and have very high income? Buy Condo lah....big sized HDB also near Condo prices already....
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Originally posted by Demon Bane:
Why are you not qualified? You earned too much and have very high income? Buy Condo lah....big sized HDB also near Condo prices already....
between myself and my intended, our pay is just.. JUST.. over $8k
it's not high.. considering our age and how long we've worked...
and condo? we can't afford it since it all starts at 7 figures.. and the lower end ones are such that you have to go out of the apartment to change your mind...
i'm not kidding.. we looked.. there was one going at $1.8m.. 3 rooms.. the biggest room was smaller than the normal room of a normal HDB flat, the smallest room, i held out both my arms and touched both the opposite walls.. the room was less than 1.8m wide.. the salesman was also shocked because he didn't think it was that small
these are not places to live in...
now back to HDB.. btw, the $8k limit has been unchanged since the time one of the clerical officers bought her flat when they got married.. her daughter is now 23 years old..
think about it
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Originally posted by the Bear:
between myself and my intended, our pay is just.. JUST.. over $8k
it's not high.. considering our age and how long we've worked...
and condo? we can't afford it since it all starts at 7 figures.. and the lower end ones are such that you have to go out of the apartment to change your mind...
i'm not kidding.. we looked.. there was one going at $1.8m.. 3 rooms.. the biggest room was smaller than the normal room of a normal HDB flat, the smallest room, i held out both my arms and touched both the opposite walls.. the room was less than 1.8m wide.. the salesman was also shocked because he didn't think it was that small
these are not places to live in...
now back to HDB.. btw, the $8k limit has been unchanged since the time one of the clerical officers bought her flat when they got married.. her daughter is now 23 years old..
think about it
I still think HDB resale 4NG types are somewhere below S$400k...maybe you wanna try those old 4NG flats?
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Originally posted by the Bear:
the price of a flat is about $50k
that's what the bastards are giving the people in a forced en-bloc in west coast
I think the rationale is, the flat has already spent 25 of 99 years lease. So if they are forced to buy a new flat with 99 years, they will charge 25% x 200K (selling price of a new flat) = 50K.
What are the problems? Old people no need the 99 years. They are happy where they are. The new flat can be sold for less, it is smaller. They cannot afford a new flat elsewhere.
I can just see these old folks working to their grave. Or moving into 1 room flats. Sad.
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Originally posted by alize:
I think the rationale is, the flat has already spent 25 of 99 years lease. So if they are forced to buy a new flat with 99 years, they will charge 25% x 200K (selling price of a new flat) = 50K.
What are the problems? Old people no need the 99 years. They are happy where they are. The new flat can be sold for less, it is smaller. They cannot afford a new flat elsewhere.
I can just see these old folks working to their grave. Or moving into 1 room flats. Sad.
Aiyah, in short can't retire in SG due to rising costs of HDB prices....moving to 1 room flats are out of the question....
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What is worse, I realise the flats are right next to Clementi MRT and are 34 years old! In this case, how is 50K fair compensation for 65 remaining years of lease! And how do you expect them to buy the new flats offered to them, also next to Clementi MRT?
Those old folks are totally screwed over!
The problem is not whether they can retire or not. They cannot get bank loans. They will have to move to lousier flats, start paying interest all over again, and never retire.
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Have to plan properly for old age....
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And olso must hv contingent plans if suddently up lorry before retire
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Originally posted by angel7030:
And olso must hv contingent plans if suddently up lorry before retire
Sad enough we can't change our endings, but live and be happy, that's the most important...with housing and cars to repay loans to...difficult to be happy leh....
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Originally posted by Demon Bane:
Sad enough we can't change our endings, but live and be happy, that's the most important...with housing and cars to repay loans to...difficult to be happy leh....
then dun over commit lah, alot of peoples likes to talk and comments about other life, but failed to look at themselves, where they are, what are they, who are they, and so on, many become unhappy due not mainly to not earning enuf, but rather excessive spending, loaning and crediting is killing them of happiness. Many fall into the realm of commericial advertisment, peers comparing pressure and materialism. Never once in their life they know what is a simple life, cos they never been to a monastery to be trained like me. Know your limitation -
price of houses should be low.if price is higher n u can pay for it n spend all yer resources on it....then that is result of greed in the market...in which case under an gov be it PAP,WP,communist....with a high cost of housing...people will be unhappy with their current state of salary needing to pay houses. greed by consumers who intend on selling their homes for a profit and greed by organisation who builds these homes will kill themselves off.cant tango without 2 people. under any gov ....the greed of people will ensure that these houses will remain high forever. may i remind all that these are hdb flats thats only 99 years.
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Originally posted by angel7030:
then dun over commit lah, alot of peoples likes to talk and comments about other life, but failed to look at themselves, where they are, what are they, who are they, and so on, many become unhappy due not mainly to not earning enuf, but rather excessive spending, loaning and crediting is killing them of happiness. Many fall into the realm of commericial advertisment, peers comparing pressure and materialism. Never once in their life they know what is a simple life, cos they never been to a monastery to be trained like me. Know your limitationYeah I know, but even basic necessity like housing is so expensive....I just can't find happiness leh....
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Stop whining.
HDB flats are affordable.
Really.
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Originally posted by charlize:
Stop whining.
HDB flats are affordable.
Really.
You are richer than me mah....I am humble worker making just enuff for myself....
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Originally posted by Demon Bane:
You are richer than me mah....I am humble worker making just enuff for myself....
No need for debate for HDB prices.
Just make sure your children tried to buy it with ten other family members next time.
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10??
back to old days
so much for quality living
No need to debate w/ MBT
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Originally posted by sbst275:
10??
back to old days
so much for quality living
No need to debate w/ MBT
Yes, a kampung within 70sq metres is the future.
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Aiyoh, I can't imagine my children buying HDBs next time....they'll probably have a tough time repaying housing loans....
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Originally posted by Demon Bane:
Aiyoh, I can't imagine my children buying HDBs next time....they'll probably have a tough time repaying housing loans....
Well, they can alway find a way to make you die, then use your saving and claimed insurance to buy private property and live happily everafter. -
Originally posted by sbst275:
for?I still pay more property tax
Sbst, you like to pay more property tax?