CPF contribution from the employers are increased,BUT...
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CPF is not a bank, it is a fund, a social satefy net fund guarded by the Govt
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Originally posted by angel7030:
CPF is not a bank, it is a fund, a social satefy net fund guarded by the Govt
i wanna.........................be ur........lifetime bank...................providing for u......................u want????????????????? -
Originally posted by iloveangel:
i wanna.........................be ur........lifetime bank...................providing for u......................u want?????????????????She will provide you with a lifetime of AIDS virus in return for your kindness. u want?
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Temasek to buy 5 pct stake in India's NSE
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Originally posted by Chester_Lim:
She will provide you with a lifetime of AIDS virus in return for your kindness. u want?
Lim, if u understand Love, you wouldn't mind. For Love is blind -
Originally posted by CheckmateA1:
Temasek to buy 5 pct stake in India's NSE
no wonder that shares goes up...too late... -
Originally posted by CheckmateA1:
Temasek to buy 5 pct stake in India's NSE
I foresee the PAP is going to lose money again...
Then,they are going to increase employer's CPF contribution by 1% again,this time employee's CPF contribution also increase 1%,total 2%.
And of coz,all contribution goes to Medisave n Special account.
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Originally posted by Howlheje:
I foresee the PAP is going to lose money again...
Then,they are going to increase employer's CPF contribution by 1% again,this time employee's CPF contribution also increase 1%,total 2%.
And of coz,all contribution goes to Medisave n Special account.
so, this is one of reason why CPF contribution never went into the ordinary which is used for paying hdb loanthey need money to do overseas investment
�玉云：上调公积金若拨入普通户头　将会推波助澜推高屋价 pls refer to page 2 of this topic
erp also went up
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Originally posted by Howlheje:
I foresee the PAP is going to lose money again...
Then,they are going to increase employer's CPF contribution by 1% again,this time employee's CPF contribution also increase 1%,total 2%.
And of coz,all contribution goes to Medisave n Special account.
Huh?? they have lost money, do you remember what LKY said, when you go into a casinos, you gamble, when you won, you want more, and when you lost, you go back, and dig deeper into your pocket for more fund to gamble again in hoping to get back your loses.Same goes to PAP govt, they hv make a huge lost, so, now they have very less fund to invest on the recovery economy market, they needs fund to gamble so as to recuperate their earlier loses.
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Dun gamble away the money, visit Angel's pub more and enjoy a lot of fun, lagi better.
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Originally posted by angel7030:
Huh?? they have lost money, do you remember what LKY said, when you go into a casinos, you gamble, when you won, you want more, and when you lost, you go back, and dig deeper into your pocket for more fund to gamble again in hoping to get back your loses.Same goes to PAP govt, they hv make a huge lost, so, now they have very less fund to invest on the recovery economy market, they needs fund to gamble so as to recuperate their earlier loses.
no wander so experience. in fact because lost money before that's why. Now i know one thing i am better than them. at least i understand never to gamble big and even have to invest always be very careful. and also if i have big funds in any gamble make sure i monitor it day and night every second, and also make sur ethe gambling investment allows me to pull most of the funds out in times or unrest. these people claims they very smart but actually looks more like noobs -
Accuse me, i will like to rephrase what you called them as noobs, these are president scholars and top investors who works for millions in paid , return and bonuses. Years of trust in the foreign western market had make them complacent as years goes by with very nites having good dining and wineing with gals and drinking sessions.
And more so, is that the funds they used are public funds, funds that you and me are in a way forced to pay and contribute thru laws and orders set by them. They just sit back and play with your money, not theirs, only the profit are theirs. Unlike private fund managers, he/she have to work hard to get funds, and he/she needs to answer the prople ,s o called shareholders who put their money in the funds, if he perfromed badly, he is gone and can go back to drive taxi or be account teacher in some stupid commerical centre school, because as a funds manager your credibility is very important, once you cannot make a return to the shareholders, the whole financial industrial knew you and you are doom or dome.
Bout our so called PM or President scholars who do not hold any responsibility nor the need to answer anyone can just walks away free, and enjoy life, and at the end of the day, they also no need to work hard to rise funds, just increase CPF, ERP, Conservative charges and consumers price index, the funds willa tuomatically flows in. And with this type of scholars who can hardly survive in a private sector, do you thaink they can invest wisely.
Again i am not saying they are the noobs, because if you really look closely into it, we are the noobs. No offend.
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More people will look now at their CPF statements every year and "feel rich".
Really.
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Originally posted by angel7030:
Accuse me, i will like to rephrase what you called them as noobs, these are president scholars and top investors who works for millions in paid , return and bonuses. Years of trust in the foreign western market had make them complacent as years goes by with very nites having good dining and wineing with gals and drinking sessions.
And more so, is that the funds they used are public funds, funds that you and me are in a way forced to pay and contribute thru laws and orders set by them. They just sit back and play with your money, not theirs, only the profit are theirs. Unlike private fund managers, he/she have to work hard to get funds, and he/she needs to answer the prople ,s o called shareholders who put their money in the funds, if he perfromed badly, he is gone and can go back to drive taxi or be account teacher in some stupid commerical centre school, because as a funds manager your credibility is very important, once you cannot make a return to the shareholders, the whole financial industrial knew you and you are doom or dome.
Bout our so called PM or President scholars who do not hold any responsibility nor the need to answer anyone can just walks away free, and enjoy life, and at the end of the day, they also no need to work hard to rise funds, just increase CPF, ERP, Conservative charges and consumers price index, the funds will a tuomatically flows in. And with this type of scholars who can hardly survive in a private sector, do you thaink they can invest wisely.
Again i am not saying they are the noobs, because if you really look closely into it, we are the noobs. No offend.
ERP i don't care. Those who can afford it drives, those who cannot but still want to wear big hat can continue driving.
Conservative charge i agree. so many foreign labor cos already don't why still increase? sometimes after 7am the light in public places still on is that a waste or energy? then charge to residents the cost? again i stress CPF don;t use the term increase. If they after restorating the total amount including ordinary then they increase again i do not mind.
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Originally posted by charlize:
More people will look now at their CPF statements every year and "feel rich".
Really.
CPF is my alternative savings. This is the way i look at it. Win win for me. They take the money invest, use higher interest pay us back at 100% security to principal amount.i am not a risk taker so it works for me.
But they should restore the deduction back. no more silly excuses.
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Originally posted by troublemaker2005:
ERP i don't care. Those who can afford it drives, those who cannot but still want to wear big hat can continue driving.
Conservative charge i agree. so many foreign labor cos already don't why still increase? sometimes after 7am the light in public places still on is that a waste or energy? then charge to residents the cost? again i stress CPF don;t use the term increase. If they after restorating the total amount including ordinary then they increase again i do not mind.
you take public transport one ar??? you notice bus fare and mrt fare also increase mah, it is a hidden ERP hor -
Originally posted by angel7030:
you take public transport one ar??? you notice bus fare and mrt fare also increase mah, it is a hidden ERP hor
No leh. recently there's a change already. They now calculate by distance travelled. Damn. Last time travel from east to west one fix rate. what a steal! Now travel longer distances they claculate. cost more. i travel only when i need to. See when you get a car you tends to want to use it more. Then the expenses mount up. buy must use and show off on the road mah. then month end when bills come aiyah damn pay and pay. old man like me got concession so everyday can travel suka suka -
I am just wondering if I am better off with this new changes.
Don't think so.
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Originally posted by troublemaker2005:
No leh. recently there's a change already. They now calculate by distance travelled. Damn. Last time travel from east to west one fix rate. what a steal! Now travel longer distances they claculate. cost more. i travel only when i need to. See when you get a car you tends to want to use it more. Then the expenses mount up. buy must use and show off on the road mah. then month end when bills come aiyah damn pay and pay. old man like me got concession so everyday can travel suka suka
life is short, u dun show off now, when?? so i can say for the rest of your life, you dun drive, car have it good side too, can go Malaysia shopping, can do thing faster, can pool together and save on transport fares, car is good if you know how to use it to it fullness, more privacy, and certain, within your control, unlike public transport, they control it. -
Originally posted by charlize:
I am just wondering if I am better off with this new changes.
Don't think so.
What new changes?? afterall it is LPPL, pardon me as a lady. Just some sweet talk only and people buy into it liao.,afterall the changes are make by top scholar thinkers, not mere ah peks or kopi shop uncles. -
Originally posted by angel7030:
life is short, u dun show off now, when?? so i can say for the rest of your life, you dun drive, car have it good side too, can go Malaysia shopping, can do thing faster, can pool together and save on transport fares, car is good if you know how to use it to it fullness, more privacy, and certain, within your control, unlike public transport, they control it.
Something so senseless from you. Did your dog just logged on and post this while you were away? -
Originally posted by angel7030:
What new changes?? afterall it is LPPL, pardon me as a lady. Just some sweet talk only and people buy into it liao.,afterall the changes are make by top scholar thinkers, not mere ah peks or kopi shop uncles.
This time of changes anyone also can think. The reason they allow freedom for speech mostly ove rthe enet so that they can see what ideas we come up with. Modify them and push it on. -
Originally posted by troublemaker2005:
Something so senseless from you. Did your dog just logged on and post this while you were away?
as i said, arrogant is earned, when i can drive, why sure i Q up in bus stop?? I earned that arrogance, but to the extend of disturbing others, we all have the right to show off, after all, you go out wear nice nice is also kind of showing off ya.My dogs when out with my maids at ECP liao..