Wrong to accuse them of driving up costs: Shanmugam
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Originally posted by quitter / loser roll back:
angel7030
mention he/she stay in jio chiat private house
the rich father got another private house in changi then another condo rent out
own a pub
capital sponsor by rich father
drive a new sport car
poly diploma
phd to her/him = permanent headache
all she/he mention don't know bull shit or not
acca also don't know
hong kong tax rate higher than singapore
100 k sing is groundnut
ask her/him to scan birth cert - want to know country of birth/origin - reply why must i listen to you - excuses - cos she/he always mention i from taiwan to singapore
so what if i am rich, rich is wrong in singapore meh?
so what if i said as i deem that PhD also have to work for others, whereas O level are bosses
And isn't Hk taxation higher than singapore as we got CPF relief and employers contribution taken into account.
100k sing is groundnut, that is true, you cannot buy a house with it, you cannot even buy some good car with it, you cannot even last a year just with it...we got to be realistic ya, and you can't even book a lavish wedding dinner with it.
Someone said 600k sing is groundnut, so how far am i wrong with it, i dunno, your status may see it as gold, but very soon, it will be groundnut for you. So, might as well be pre emptive and pro active about the real future so as to prepare yourself better.
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Originally posted by Wmyongj:
Angel, it cant be 2% unemployment in Sg as the figures dont add up.
New PR+citizen
2007 = 90,000
2008 =100,000
2009 =140,000 (estimated based on govern objective to add 40K more each yr)
Total =330,000
Unemployment @ 2%?? now? which means that Singapore has created 330K jobs over past 3 yrs! (exclude new FT who are not PR or new citizen).. I dont believe that sg has an unemployment rate of 2% which means sg has a full employment!!!
If this is true than why are so many Singaporean not employ or ppl like us who have to work oversea? To be honest, we are a lucky lot of Singaporean who are highly skill and could find job in PRC. If you think we command a high salary comparing that at home, you are absolutely wrong. Many of us probably are taking equal or lower pay than what we draw in the past.
just to be clear, no one, not me, would like to work away from home if there is a job in sg!!
You have to understand the meaning of unemployment, it does not imply that you have to have a job, it simply imply that there is job for everyone, but if one do not wish to enter the labour market due to his/her own reasoning, it can be low paid or too far, shift work or hotwork or bunnysuit work etc etc..that does not imply that he/she is unemployed, the statistic will continue to take it as employed ya, if he/she dun want to work, as demoractic as we are, we cannot force him/her to work. But the point is, there is work for everyone. That is how the figure come about ya..i understand there is alots of peoples in coffeeshops looking here and there in hope of getting a good job, and that is their problem.The way it work is like, i invited 100 tables for dinner, so all relatives and friends of mine will come, that is full house, but if someone dun come and a few tables goes empty, you cannot said that there is not enuf tables to go around so all these guests are being asked to turn back.
If you luckier, you will be shaking legs like me in Singapore collecting money.
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angel7030,
hey prawn!!!
i thought u collecting money from customers in yer jewleelery shop.
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Originally posted by Hitman~:
angel7030,
hey prawn!!!
i thought u collecting money from customers in yer jewleelery shop.
we also do legal money lending business mah...i got indian accountant working for me ok....real genius, no need calculator also can do a balance sheet... -
HOW ACCOUNTANT GONNA BALANCE UNSOLD JEWELLERY IN YER SHOP?ONE BASKET WITH ALL THE STUFF ON ACCOUNTANT'S HEAD...GUJARAT STYLE!
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if we downgrade, can make money? sure or not? don't blulf me leh? i don't go school want you know. Sell already then buy again can make money? Hor like that want
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indian accountant don't used calculator, still do balance sheet? how come so funny want? it is eat mee goreng no used fork and spoon? stomach ach how?
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Originally posted by Brandon kuan:
indian accountant don't used calculator, still do balance sheet? how come so funny want? it is eat mee goreng no used fork and spoon? stomach ach how?
angel7030, you will spotted on later by more forumers.hahaah.
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Looks like property prices will continue to go up more over the next few years since they will be increasing the population by another 1 million in the near future.
As usual, they will release 10,000 new flats for every 100,000 new residents sparking another "demand overwhelms supply" story again.
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Empty vessels makes the most noise.
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Originally posted by βÎτά:
Empty vessels makes the most noise.
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Originally posted by Hitman~:
HOW ACCOUNTANT GONNA BALANCE UNSOLD JEWELLERY IN YER SHOP?ONE BASKET WITH ALL THE STUFF ON ACCOUNTANT'S HEAD...GUJARAT STYLE!
i dunno, the indian can do it, i asked him, he just swerve his head, yes or no i also not clear...like everything i asked seem to be ok...hope this year turn out to be ok, otherwise IRA will be after my butt again for tax invasion. -
Aiya, later when old, you pathetic leasehold HDB will be worth much more, that time sell back 30 years to HDB and collect money monthly lor, shake legs, got house, can go shopping, batam, JB, BKK...so nice...why Singaporeans dun understand our govt is good for them ar???
Kindly cross the right column
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Uniquely Singapore, F1 or F9: HDB Lease Buy-back?
I refer to the article “HDB unveils ‘income for life’ scheme for the elderly” (ST, Feb
29).The HDB will pay $87,000 plus a $10,000 government subsidy ($5,000 cash + $92,000 to CPF Life), for the balance 40 years of the lease, on a flat with a 70-year lease.
In a normal reverse mortgage, the cash withdrawals are charged interest like a loan, which is offset against the market value of the home at death.
Using a loan rate of 5 per cent, and a price appreciation of 5 per cent for the HDB flat, the $5,000 initial lump sum, and $500 monthly from age 65 (CPF Life start age) to 92 (end of 30-year lease), will incur a liability of $365,357, and the flat’s $200,000 value would have appreciated to $864,388.
Does this mean that the HDB, in a sense, may stand to gain about $498,731 ($864,388 – $365,357)?
In other countries, a reverse mortgage also typically allows one to stay for as long as one lives, instead of for 30 years.
Why would somone need to pay HDB to extend the lease if he or she is still alive, after 30 years, when the net balance value of the flat is $498,731?
How likely is it for a lower-income Singaporean staying in a 2 or 3-room flat, to be able to afford to pay for the lease extension?
Thus, many may end up losing their homes, and moving to a HDB rental flat and pay rent, which may go against the very reason why they chose the reverse mortgage in the first place – to be able to stay in their own home.
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who want to sell her HDB flat? Auntie Angel sold her flat back to HDB? Oh dear where is she going to stay? Live in long-kang? or void deck? Poor things aunite Angel. Flats sold already, how to collect rentals? silly girl, shake too much legs later your rambutans burst you know, not virgin anymore