PAP MP blames young couples who cannot get flats for not “pl
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I have not come across any couple who does not plan before they go ahead to apply for HDB flat, this fellow simply was just talking crap.
It is so typical of PAP members to be fast to always point fingers at the people when things go wrong. They don't seem to look at themselves to find out what has gone wrong with their policies and so on. Woe to PAP who take so much from the people and pay themselves undeserved world class salary. Woeful state of the way Singaporeans are treated by PAP members put people off. Pay them so much to bite the hands that feed them, ungrateful bunch of creatures.
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Originally posted by hatestupidppl:
Knn, now they blame the young couples. Hello, they are YOUNG (20s-early 30s?), how the fuck you expect them to fork out 400k++ for a bloody HDB unit without borrowing from their parents?
Now, assuming the average guy borrows from his/her parents, he would have to repay that debt (unless the parents are rich..its a different story altogether), and starting salaries for the average young person out there is not really sufficient to cover the costs incurred...
No money, no house, no honey, no baby. Your baby bonuses all give PR lah..whole day MPs bua bodoh, act as though it is always the citizens' fault.
To sum up - it is all about money. Nothing but money.
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Originally posted by Fantagf:
I have not come across any couple who does not plan before they go ahead to apply for HDB flat, this fellow simply was just talking crap.
It is so typical of PAP members to be fast to always point fingers at the people when things go wrong. They don't seem to look at themselves to find out what has gone wrong with their policies and so on. Woe to PAP who take so much from the people and pay themselves undeserved world class salary. Woeful state of the way Singaporeans are treated by PAP members put people off. Pay them so much to bite the hands that feed them, ungrateful bunch of creatures.
I know is like if couple don't apply for HDB where are they going to stay?Minister with their fat salary are already out of touch they don't understand what it means to have a roof over their head.....
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definitely out of touch with the ground while on their high horses.
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Originally posted by Fantagf:
I have not come across any couple who does not plan before they go ahead to apply for HDB flat, this fellow simply was just talking crap.
It is so typical of PAP members to be fast to always point fingers at the people when things go wrong. They don't seem to look at themselves to find out what has gone wrong with their policies and so on. Woe to PAP who take so much from the people and pay themselves undeserved world class salary. Woeful state of the way Singaporeans are treated by PAP members put people off. Pay them so much to bite the hands that feed them, ungrateful bunch of creatures.
You have to excuse them as they do not know what they are talking about. Being MPs, they had never needed to apply for HDB flats.
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I wonder how many of our MPs currently stay in a HDB flat.
Or all of them stay in condos or landed property?
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Originally posted by charlize:
I wonder how many of our MPs currently stay in a HDB flat.
Or all of them stay in condos or landed property?
we shildn't bother if they stayed in pte or public housing based on their abilities. What bother me is their casual and careless remarks showing thier ignorance on the ground. -
perhaps they are not the marrying type, with "partners" cohabit? not sure, but I know, its double speak double standard talk.
And why is a muslim MP not having a beard. the law is good, no?
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Its happening.haiz, the middle class becomes poor and poor become poorer, Singaporeans are having a tough time and only our currency value looks tough but did Singaporean really has a breathing space in Singapore for our saving at this high cost of living?
Look at the amount we need to fork out for our HDB flat, 20-40K for COV + 10% cash and 10% CPF for down payment + long term home loan + renovation cost.. This is really stressful and I believe there is silent cries among us and we can watch how the PR going to bombard our properties market and end of the day they will return to their homeland and smile as they have a money machine in Singapore for their rent out even if they are not around. Who suffer? Singaporeans! We have to purchase our resale flat in super higher price or perhaps one day... some of us will rent flat from these PRs in the other way round. Nevertheless we must make decision.
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I have not come across any couple who does not plan before they go ahead to apply for HDB flat, this fellow simply was just talking crap.
I also have never come across any couple who did not plan being applying for HDB flat.
This PAP MP seems to be talking extremely serious cock.
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Originally posted by charlize:
I wonder how many of our MPs currently stay in a HDB flat.
Or all of them stay in condos or landed property?
Properly never even stepped into a HDB flat in his entire life.
Mee siam got hum or not I also doubt he knows.
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Originally posted by Arapahoe:
I know is like if couple don't apply for HDB where are they going to stay?Minister with their fat salary are already out of touch they don't understand what it means to have a roof over their head.....
Yeah, you are right. Probably they are not even interested to find out the needs and problems of the people. Seems they are solely interested to serve their own interests. -
Sum it all up....FACKING PIGS!
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Immigration and public housing: Should the govt or the people plan ahead?
OPINION
It is a forte of the PAP government to plan well ahead into the next few decades to chart the future direction and destiny of Singapore.
Soon after Prime Minister Lee Hsien Loong assumed the leadership of the nation in 2003, he announced an ambitious plan to increase Singapore’s population to 6.5 million people via immigration by 2030.
The population of Singapore in 2003 is estimated to be around 4.2 million in 2003.
Singapore’s population hit the 5-million mark in June this year which represents an increase of 19 per cent in less than a decade.
As Singapore’s fertility rate is only 1.28 which is way below the replacement rate of 2.1, this means that the increase in the population is contributed largely by the influx of immigrants.
Foreigners now made up 36 per cent of Singapore’s population, up from 14 per cent in 1990.
Of the 64 per cent which are citizens, the exact breakdown of old and new citizens is not revealed.
According to Home Affairs Minister Wong Kan Seng, there are over 20,000 new citizens and 90,000 PRs last year.
Naturally if there are so many foreigners settling down in Singapore, the demand for public housing will surely go up.
However, it appears that the National Development Ministry had failed to plan ahead for Singapore’s increased population now a few years ago as evident from the housing statistics provided by HDB in its financial report for FY2008/09.
[Source: HDB Financial Report 2008/2009]
As we can see from the above figures, the number of flats built by HDB for the last three years average about 3,ooo plus a year which is way below the number in the preceding 5 years.
55,515 flats were built between 2001 – 2005, or an average of about 11,000 flats a year. From 1996 – 2000, 158,621 flats were built.
Why are there fewer flats built when the rate of immigration was increased during the same period of time between 2006 – 2008?
It doesn’t take an economist to figure out that the rising demand for public housing in the face of limited supply of flats will lead to inflation in prices with some first-time home buyers missing out on their choice of flats or being priced out of the market altogether.
The prices of HDB resale flats hit a record high in June this year with that of new flats following suit.
In two recent sale exercises of BTO and balance flats, they were more than 10 times over-subscribed, an indication of the severity of the housing shortage on the ground.
[Source: HDB Financial Report 2008/2009]
We can see from the above table that there were 9,870 bookings for new flats for only 3,183 units completed in 2008.
Despite the rising unhappiness and resentment on the ground at the housing shortage and sky-high prices, HDB continued to insist initially that supply of new flats are adequate to meet the housing needs of Singaporeans.
Following mounting criticisms from the public, HDB relented and promised to build more flats to meet the demand.
The number of projects under construction increases by 74 per cent from 18,073 for FY07/08 to 31,058 for FY08/09 which begs the question on why HDB has not done so earlier.
If the number of flats built between 2006 – 2008 are indeed sufficient to meet current housing needs as claimed by National Development Mah Bow Tan, why then did he reverse his stance abruptly and announce that HDB will increase the supply of new flats now? Is there a mistake made somewhere?
The new flats under construction at present will only be completed in three to four years time.
Is the PAP government planning ahead by building more flats to meet the expected increase in demand or “backwards” to do so only when the demand has far outstripped the supply?
PAP MP Dr Muhammad Faisal chided Singaporeans for not “planning ahead” when purchasing their first homes.
He quoted the example of a young couple who had registered for a flat in Punggol this year when they are expected to get marry only four years later in 2013.
With due respect to Dr Faisal, it is both unreasonable and unrealistic of him to demand Singaporeans to plan ahead for their matrimony as human relationships are fickle and fragile by nature and it would be foolhardy to expect all couples who apply successfully for HDB flats to get married eventually.
How can they know or guarantee that they will tie the knot a few years down the road? What if they break up after they pay the 5 per cent downpayment for their flat? It will automatically be forfeited by HDB.
Using the current prices of between $250,000 – $350,000, this will result a loss of $12,500 – $17,500 for the couple or one of them, not a small sum by today’s standards.
If Dr Faisal or HDB wants to encourage Singaporeans to plan ahead and purchase their flats a few years before their marriage, then it should waive off the penalty for couples who are unable to complete the transaction because they are no longer together.
It would be far easier and more practical for the PAP government to plan ahead by either increasing the supply of flats or reducing the intake of new citizens and PRs than to predict matters of the heart.
Public housing has become a necessity for Singaporeans who cannot afford private housing.
The onus is on the government to keep the prices of HDB flats affordable to enable Singaporeans to get a flat of their choice and not on the buyers to plan well ahead of schedule in their personal affairs so that they will have a readily available flat by the time they get married.
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while it is the onus of the gabrament to make sure that housing is affordable, it is also the onus of the people to have the personal responsibility to plan ahead...
what i see is the failure of gabrament to do that..
however, while the responsible couples do plan, i see a lot of irresponsible people out there who do not take any personal responsibilities for their own actions and then refuse to stand up to the consequences of their own actions...
while many KPKB about "democracy" and all that, they seem to be unwilling to take on the responsibilities of democracy while demanding all the privileges...
while the gabrament has failed dismally in many areas, the people haven't really passed with flying colours too...
as for me, i'm planning and planning but looking at the housing market, i'm going to be indebted most of my life as i'll need to peddle my arse to the banks in order to afford a modest place to settle down... and that will be my responsibility...
the gabrament cannot plan for me.. and i do not want them to bloody plan that for me either..
i just hope that they can live up to their responsibility of providing, we the people, with affordable housing which doesn't cause us to be financially tied up until the day we die..
or perhaps, that's the plan all the time?
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Er.... there is something i wan to ask .... isn't PAP stands for PAY AND PAY ? if tats the case.... then y grumble... ????? jus continue PAYING till ("SOMEONE'S") legs STRAIGHTEN loh... after tat then ""MAYBE"" got abit changes only... wat u all think ?
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nowdays, seems like , to me niah:
1. Mosquito cannot get rid of them effectively long term = posters at void decks and ads on buses , TV etc sort of telling people the responsibility is on residents. But then mosquitoes do not just come from homes. drains also. So, people can die from dengue infected thru mosquitoes from HDB or public drains, rubbish areas, roof tops, whatever owns them.
2. Casino : people told to Bar Themselves. I almost fell from my chair. Now, i wonder in future, if lots of casino related , directly or indirectly, tragedies, or social problems, i wonder who is not responsible?
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Originally posted by likedatosocan:
nowdays, seems like , to me niah:
1. Mosquito cannot get rid of them effectively long term = posters at void decks and ads on buses , TV etc sort of telling people the responsibility is on residents. But then mosquitoes do not just come from homes. drains also. So, people can die from dengue infected thru mosquitoes from HDB or public drains, rubbish areas, roof tops, whatever owns them.
2. Casino : people told to Bar Themselves. I almost fell from my chair. Now, i wonder in future, if lots of casino related , directly or indirectly, tragedies, or social problems, i wonder who is not responsible?
If it is your fault that MS escaped from the detention centre, then everything else is fair game to be your responsibility.
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while the casino and the gabrament trying to tell them to not go there and gamble is stupid, it comes down to this too... just because i manufacture knives doesn't mean i'm to be blamed if someone stabs others with it...
the lack of personal responsibility and the unwillingness of people to take personal responsibility for their own well-being is disturbing..
if my potted plants are breeding mosquitoes in my own apartment, whose responsibility is it to pour away the water and prevent further breeding of mosquitoes?
you want Big Brother to come in and pour away the water? then you have another thing to KPKB about?
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Originally posted by charlize:
If it is your fault that MS escaped from the detention centre, then everything else is fair game to be your responsibility.
eh.. the Minister of Hobbit Affairs and also Dwarf Puny Minister said that it should not have happened and he was sorry that it happened..however, he wasn't sorry about it.. just sorry that it happened..
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yah if he is really sorry abt it, he wont be there still....
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Originally posted by charlize:
If it is your fault that MS escaped from the detention centre, then everything else is fair game to be your responsibility.
You have such great memory!i like many singaporeans have ginko biloba deficiency sydrome.
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Originally posted by the Bear:
while it is the onus of the gabrament to make sure that housing is affordable, it is also the onus of the people to have the personal responsibility to plan ahead...
what i see is the failure of gabrament to do that..
however, while the responsible couples do plan, i see a lot of irresponsible people out there who do not take any personal responsibilities for their own actions and then refuse to stand up to the consequences of their own actions...
while many KPKB about "democracy" and all that, they seem to be unwilling to take on the responsibilities of democracy while demanding all the privileges...
while the gabrament has failed dismally in many areas, the people haven't really passed with flying colours too...
as for me, i'm planning and planning but looking at the housing market, i'm going to be indebted most of my life as i'll need to peddle my arse to the banks in order to afford a modest place to settle down... and that will be my responsibility...
the gabrament cannot plan for me.. and i do not want them to bloody plan that for me either..
i just hope that they can live up to their responsibility of providing, we the people, with affordable housing which doesn't cause us to be financially tied up until the day we die..
or perhaps, that's the plan all the time?
Ah...now i think that is a balanced point of view and what I have always maintained.
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Originally posted by likedatosocan:
You have such great memory!i like many singaporeans have ginko biloba deficiency sydrome.
must be the water we drinking.....
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Originally posted by the Bear:
...if my potted plants are breeding mosquitoes in my own apartment, whose responsibility is it to pour away the water and prevent further breeding of mosquitoes?
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of course there are people who are not doing their part lah. But that is not my key point. The key point is what i said earlier that mosquitoes can also and do come from the public drains , and anywhere public that can contain little cavities of water.So, i do not disagree with you because that is not my key point that you are talking about that i want to talk about.
http://www.asiaone.com/Health/News/Story/A1Story20080902-85503.html
this url explains more my point.
The fact is mosquito was not a problem , at least to me. Now, even as 1st world nation, it IS a long term problem already. Unacceptable. There is no other choice to make other than what i already made up in my mind.