CPF Scheme
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of course the pub is not pub, it is or kwee keng. use the name pub, hahahah, "kua yang pai mai gou rou, wahahahhaha!
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Originally posted by Ah Chia:show
, oh, that Earl grey tea bag ah!!! i think he sees underground disco only,...run liao..hahaha! My pubs, not pub ok
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Originally posted by deepak.c:
To be fair to that angel, ok lah prostitute is also considered as doing her own business so we agree that she is a businesswoman ok
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Originally posted by trashbag:
To be fair to that angel, ok lah prostitute is also considered as doing her own business so we agree that she is a businesswoman ok
Ok, one immoral businesswoman.
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Originally posted by Chew Bakar:
Ok, one immoral businesswoman.
One mamasan businesswoman.One tortise woman businesswoman.
everyday she goes counting how many tortises left
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Originally posted by Fantagf:
One mamasan businesswoman.One tortise woman businesswoman.
everyday she goes counting how many tortises left
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Originally posted by Fantagf:
One mamasan businesswoman.One tortise woman businesswoman.
everyday she goes counting how many tortises left
only "if".... -
Originally posted by angel7030:
only "if"....Hi Prostitute.
I pay $10 for you to strip naked ok?
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give it to your gf lah
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Originally posted by angel7030:
give it to your gf lah
$10 too low?
But you this type of quality only deserve $10 only and is ringgit dollars not singapore dollars
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if i love you, it free, why give $10 for what, save it for your national day lunch lah
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Originally posted by angel7030:
if i love you, it free, why give $10 for what, save it for your national day lunch lah
Prostituties don't talk about love de only talk about money.
If not I pay you $10 million dollars monopoly dollars for you to strip nake?
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Originally posted by trashbag:
Prostituties don't talk about love de only talk about money.
If not I pay you $10 million dollars monopoly dollars for you to strip nake?
i throw u into my trashbag...monopoly dollars, why not you said 10 billions hell notes the chinese used to burnt better.. -
Originally posted by angel7030:
i throw u into my trashbag...monopoly dollars, why not you said 10 billions hell notes the chinese used to burnt better..I give you 10 billion monopoly plus hell notes than you strip nake ok
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throw the trashbag away...
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Originally posted by angel7030:
throw the trashbag away...
You don't make me angry later I put the hell notes into your pussy and than put TNT to make it explode in your pussy
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nani nani poo poo..
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Originally posted by trashbag:
$10 too low?
But you this type of quality only deserve $10 only and is ringgit dollars not singapore dollars
You give ringgit, no need la, just give hell notes la -
Originally posted by Fantagf:
You give ringgit, no need la, just give hell notes la
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It all depends on how one sees it. I think frm a Govt perspective, their concern is what will happen if the elderly misuse the CPF money? Egg, if u've got a chap who gets enchanted by a beautiful lady who sucks his all his CPF money then what happens next?
Chances are u're likely to hv a guy who's penniless & homeless (assuming his wife divorces him), that's why i think they came out with all those min scheme. I mean, who's gonna take care of this guy? The State? What if there's ten's of thousands of them on the streets? Its gonna be a major social problem, & the state is not going to pay for this but assuming they do, knowing how pragmatic our Govt is , there're likely gonna recover it frm other forms of taxes.
Frm a citizen's pt, let's see if ti makes any sense. Assuming one is paid abt $2,000. CPF by him is $400, by employer, 13% = $ 260. If i based this purely on a ROI perspective, it means when i put $ 400, i get $ 260 return for nothin. Now that's abt 65% ROI on my investment. Wu Hua Boh? Is it to our advantage? Its up to the individual to decide.
What i would be more concern is if our exisitng wages increases to cover our std of living. Otherwise, we would hv a society where we hv high employment rates but marginal or poor household incomes, which is oredi happening. I'm sure the Govt is aware of this, & their challenge is to ensure that salaries increases since it wld be idealistic to assume that cost wld drop drastically over say the next 5 -10 years.
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Originally posted by Communique07:
It all depends on how one sees it. I think frm a Govt perspective, their concern is what will happen if the elderly misuse the CPF money? Egg, if u've got a chap who gets enchanted by a beautiful lady who sucks his all his CPF money then what happens next?
Chances are u're likely to hv a guy who's penniless & homeless (assuming his wife divorces him), that's why i think they came out with all those min scheme. I mean, who's gonna take care of this guy? The State? What if there's ten's of thousands of them on the streets? Its gonna be a major social problem, & the state is not going to pay for this but assuming they do, knowing how pragmatic our Govt is , there're likely gonna recover it frm other forms of taxes.
Frm a citizen's pt, let's see if ti makes any sense. Assuming one is paid abt $2,000. CPF by him is $400, by employer, 13% = $ 260. If i based this purely on a ROI perspective, it means when i put $ 400, i get $ 260 return for nothin. Now that's abt 65% ROI on my investment. Wu Hua Boh? Is it to our advantage? Its up to the individual to decide.
What i would be more concern is if our exisitng wages increases to cover our std of living. Otherwise, we would hv a society where we hv high employment rates but marginal or poor household incomes, which is oredi happening. I'm sure the Govt is aware of this, & their challenge is to ensure that salaries increases since it wld be idealistic to assume that cost wld drop drastically over say the next 5 -10 years.
Fallacy in your reasoning, you shouldn't be advocating the curtailment of rights of others just because of afew cases. If someone uses a marker to vandalize the lift, does it mean you will ban markers in Singapore. If somebody uses a kitchen knife to kill someone, does it mean you will ban kitchen knives in Singapore. Likewise foreign ladies cheating old men out of their savings is what percentage of the entire population.
Do you understand the meaning of the term return on investment? FYI, the employer CPF contribution rate is not 13%, for private sector employees, it's either 14.5%, 10.5%, 7.5% or 5% depending on your age.
Let's face the facts, our existing wages will never have substantial increases, because government is always saturating the Singapore market with cheap foreign labour to suppress Singaporean wages, to them this would be regarded as competition.
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Originally posted by Communique07:
It all depends on how one sees it. I think frm a Govt perspective, their concern is what will happen if the elderly misuse the CPF money? Egg, if u've got a chap who gets enchanted by a beautiful lady who sucks his all his CPF money then what happens next?
Chances are u're likely to hv a guy who's penniless & homeless (assuming his wife divorces him), that's why i think they came out with all those min scheme. I mean, who's gonna take care of this guy? The State? What if there's ten's of thousands of them on the streets? Its gonna be a major social problem, & the state is not going to pay for this but assuming they do, knowing how pragmatic our Govt is , there're likely gonna recover it frm other forms of taxes.
Frm a citizen's pt, let's see if ti makes any sense. Assuming one is paid abt $2,000. CPF by him is $400, by employer, 13% = $ 260. If i based this purely on a ROI perspective, it means when i put $ 400, i get $ 260 return for nothin. Now that's abt 65% ROI on my investment. Wu Hua Boh? Is it to our advantage? Its up to the individual to decide.
What i would be more concern is if our exisitng wages increases to cover our std of living. Otherwise, we would hv a society where we hv high employment rates but marginal or poor household incomes, which is oredi happening. I'm sure the Govt is aware of this, & their challenge is to ensure that salaries increases since it wld be idealistic to assume that cost wld drop drastically over say the next 5 -10 years.
You should take all your liquid assets, convert it to cash and let CPF handle your money.
Really.
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Originally posted by charlize:
You should take all your liquid assets, convert it to cash and let CPF handle your money.
Really.
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Originally posted by deepak.c:
Fallacy in your reasoning, you shouldn't be advocating the curtailment of rights of others just because of afew cases. If someone uses a marker to vandalize the lift, does it mean you will ban markers in Singapore. If somebody uses a kitchen knife to kill someone, does it mean you will ban kitchen knives in Singapore. Likewise foreign ladies cheating old men out of their savings is what percentage of the entire population.
Do you understand the meaning of the term return on investment? FYI, the employer CPF contribution rate is not 13%, for private sector employees, it's either 14.5%, 10.5%, 7.5% or 5% depending on your age.
Let's face the facts, our existing wages will never have substantial increases, because government is always saturating the Singapore market with cheap foreign labour to suppress Singaporean wages, to them this would be regarded as competition.
you are wrong, you do not know that intensity of singaporeans older men engaging with foreign women here, be it maid, nurse, pros, hostesses, massagers, factory operators, batam gals, thai gals, prc gals etc etc..//..there is one for every old men, i believe that if the govt is to make a study on it, it can be scary. These foreign gals are professional trained to lure Singaporeans, especially those lau lau lonely lonely, CPF withdrew Uncles. Many are conned, just that old men like to preserve their pride and dignity. Even the rich, you got lexus, jaguar, merc waiting at both bar and hospital waiting to pick up their partners. You got old men who just withdrew 50k and wanted to enjoy his life and be away from his old woman. It is not as little as you think hor. -
Originally posted by angel7030:
you are wrong, you do not know that intensity of singaporeans older men engaging with foreign women here, be it maid, nurse, pros, hostesses, massagers, factory operators, batam gals, thai gals, prc gals etc etc..//..there is one for every old men, i believe that if the govt is to make a study on it, it can be scary. These foreign gals are professional trained to lure Singaporeans, especially those lau lau lonely lonely, CPF withdrew Uncles. Many are conned, just that old men like to preserve their pride and dignity. Even the rich, you got lexus, jaguar, merc waiting at both bar and hospital waiting to pick up their partners. You got old men who just withdrew 50k and wanted to enjoy his life and be away from his old woman. It is not as little as you think hor.
We should kill all these prostituties including you than singapore will be a peaceful place -
Originally posted by trashbag:
We should kill all these prostituties including you than singapore will be a peaceful place
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